About the Company
SoFi Technologies, Inc. (abbreviated as SoFi) is an American personal finance and financial technology company. Founded in 2011 at Stanford University, it operates as a direct bank and supports other financial institutions through its technology platform. As of 2024, SoFi serves 8.8 million customers and 158 million platform accounts. In its early years, SoFi focused on providing student loans, using data science to assess risk and offer borrowers lower interest rates. Over time, the company expanded its offerings to include mortgages, personal loans, auto loans, credit cards, stock investing, insurance, estate planning and bank accounts, ultimately obtaining a U.S. bank charter. SoFi also made acquisitions and began supporting other financial institutions through its technology platform in this period. As of 2024, the company has gained recognition as a "one-stop shop" for financial services, noted for its "competitive rates" on savings accounts.
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