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FAIR ISAAC CORP (FICO) Stock Forecast 2025 - AI Price Prediction & Analysis


FAIR ISAAC CORP (FICO) AI Stock Price Forecast & Investment Analysis

FAIR ISAAC CORP Stock Price Chart and Technical Analysis

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FAIR ISAAC CORP (FICO) - Comprehensive Stock Analysis & Investment Research

Deep dive into FAIR ISAAC CORP's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about FAIR ISAAC CORP, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For FAIR ISAAC CORP: FAIR ISAAC CORP operates in the Trade & Services sector, positioning it as a large-cap market leader.

FAIR ISAAC CORP (Stock Symbol: FICO) is a leading company in the Trade & Services sector , specifically operating within the Services-Business Services, NEC industry.

The organization employs approximately 4003 professionals worldwide .

The company has established itself as a major market leader with significant institutional backing.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing FAIR ISAAC CORP's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For FAIR ISAAC CORP: With $1928M in annual revenue and 31.5% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $1928 million generating a 31.5% net profit margin .

Market Capitalization: $39039 million - Classified as a large-cap stock with institutional-grade stability.

Return on Equity (ROE): 356.2% - Exceptional shareholder return efficiency, indicating strong management effectiveness.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for FAIR ISAAC CORP stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For FAIR ISAAC CORP: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for FAIR ISAAC CORP stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: FAIR ISAAC CORP's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For FAIR ISAAC CORP: Strong free cash flow generation demonstrates solid operational efficiency.

FAIR ISAAC CORP strategically competes in the highly dynamic Services-Business Services, NEC marketplace, positioning itself as a dominant large-cap market leader with significant competitive moats and institutional investor confidence .

The company demonstrates robust operational efficiency through strong free cash flow generation of $433 million annually, complemented by impressive 40.2% year-over-year cash flow growth.

The company maintains a healthy 78.1% gross margin, indicating strong pricing power and operational efficiency.

FAIR ISAAC CORP (FICO) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for FAIR ISAAC CORP stock analysis.

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Deep dive into FAIR ISAAC CORP's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if FAIR ISAAC CORP stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For FAIR ISAAC CORP: With a P/E ratio of 61.71, the market highly values future growth prospects.

P/E Ratio 61.71x
P/B Ratio -33.17x
Market Cap $39039M
EPS $25.95
Book Value/Share $-46.16
Revenue/Share $80.05
FCF/Share $9.89
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently FAIR ISAAC CORP converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For FAIR ISAAC CORP: An ROE of 356.2% demonstrates excellent shareholder value creation.

ROE 356.2%
ROA 27.8%
ROIC 34.9%
Gross Margin 78.1%
Operating Margin 36.4%
Net Margin 31.5%
EBT Margin 39.2%
Tax Rate 19.7%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess FAIR ISAAC CORP's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For FAIR ISAAC CORP: A current ratio of 1.26 shows adequate liquidity.

Current Ratio 1.26x
Quick Ratio 1.17x
D/E Ratio 6.92x
Financial Leverage 12.73x
Interest Coverage 11.6x
Working Capital $120M
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal FAIR ISAAC CORP's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For FAIR ISAAC CORP: Free cash flow of $433M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $440M
Free Cash Flow $433M
Capital Spending $-7M
OCF Growth YoY 40.2%
FCF Growth YoY 45.1%
FCF/Sales 32.0%
CapEx/Sales 0.5%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively FAIR ISAAC CORP uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For FAIR ISAAC CORP: An asset turnover of 0.88x suggests room for improvement in asset utilization.

Asset Turnover 0.88x
Receivables Turnover 5.0x
Fixed Assets Turnover 17.8x
Days Sales Outstanding 73 days
Payables Period 23 days
Understanding Financial Statement Data

What these metrics mean: Key figures from FAIR ISAAC CORP's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For FAIR ISAAC CORP: With annual revenue of $1928M, FAIR ISAAC CORP operates at significant scale.

Income Statement ($ Millions)
Total Revenue $1928M
R&D Expense $174M
SG&A Expense $30M
Cost of Goods Sold $46M
Balance Sheet Highlights (% Of Assets)
Total Current Assets 32%
Cash & Short-term Investments 12%
Total Liabilities 145%
Short-term Debt 9%
Accounts Receivable 18%
Dividend & Shareholder Information
Dividends Per Share $0.02
Shares Outstanding 24M
Growth Metrics (YoY)
EPS Growth 1.2%

Latest FAIR ISAAC CORP Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting FAIR ISAAC CORP (FICO) stock price and investment outlook.

, source: The Motley Fool on MSN

Fair Isaac is the dominant credit scoring company in the U.S. and the inventor of the FICO score. Today, the company revealed new pricing models that would allow mortgage lenders to bypass traditional ...

, source: AOL

The FICO score inventor continues its war with the new administration's FHFA Director Bill Pulte. Pulte said this week that Fannie Mae and Freddie Mac will allow lenders to use a FICO alternative in ...

, source: Insider Monkey

Brown Advisory, an investment management company, released its “Brown Advisory Large-Cap Growth Strategy” second-quarter 2025 investor letter. A copy of the letter can be downloaded here. The Brown ...

, source: AOL

Fair Isaac came out with new alternatives for lenders to bypass credit bureaus in obtaining a FICO score. FICO would make much more money per score under these new options, taking from the revenue pie ...

FAIR ISAAC CORP Competitors & Peer Analysis - Trade & Services Sector

Comparative analysis of FAIR ISAAC CORP against industry peers and competitors in the Trade & Services sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ACN Unlock Forecast - 30 Days FREE Trial $148002M 19.3x 4.7x
ACVA Unlock Forecast - 30 Days FREE Trial $1454M -45.1x 3.2x
AFBL Unlock Forecast - 30 Days FREE Trial $40M x x
AMTM Unlock Forecast - 30 Days FREE Trial $5516M x 1.2x
AMWL Unlock Forecast - 30 Days FREE Trial $88M -1.7x 0.3x
ASFH Unlock Forecast - 30 Days FREE Trial $63M x 33.0x
BABA Unlock Forecast - 30 Days FREE Trial $3049912M x 3.0x
BABAF Unlock Forecast - 30 Days FREE Trial $390730M x 0.4x
BAER Unlock Forecast - 30 Days FREE Trial $92M -3.0x -0.3x
BAOS Unlock Forecast - 30 Days FREE Trial $5M x 0.1x
BCRD Unlock Forecast - 30 Days FREE Trial $107M x 13.1x
BR Unlock Forecast - 30 Days FREE Trial $26509M 31.6x 10.0x
CART Unlock Forecast - 30 Days FREE Trial $10272M 21.1x 3.1x
CASS Unlock Forecast - 30 Days FREE Trial $494M 19.5x 2.1x
CBZ Unlock Forecast - 30 Days FREE Trial $3307M 30.3x 1.8x
CCCP Unlock Forecast - 30 Days FREE Trial $0M x x
CJMB Unlock Forecast - 30 Days FREE Trial $19M x 3.3x
CNDT Unlock Forecast - 30 Days FREE Trial $387M 19.3x 0.5x
CNXC Unlock Forecast - 30 Days FREE Trial $2800M 8.9x 0.7x
CPAY Unlock Forecast - 30 Days FREE Trial $19594M 18.7x 5.0x
CSGP Unlock Forecast - 30 Days FREE Trial $30713M 294.8x 3.6x
DASH Unlock Forecast - 30 Days FREE Trial $116529M 149.2x 13.1x
DBMM Unlock Forecast - 30 Days FREE Trial $1M x x
DHX Unlock Forecast - 30 Days FREE Trial $98M 55.6x 1.0x
DVLT Unlock Forecast - 30 Days FREE Trial $155M x 2.1x
DWIS Unlock Forecast - 30 Days FREE Trial $19M x x
EBAY Unlock Forecast - 30 Days FREE Trial $41852M 19.2x 8.8x
EDXC Unlock Forecast - 30 Days FREE Trial $1M x x
EEX Unlock Forecast - 30 Days FREE Trial $952M 120.5x 2.4x
ETSY Unlock Forecast - 30 Days FREE Trial $7018M 42.8x -6.9x
EXLS Unlock Forecast - 30 Days FREE Trial $6420M 27.2x 6.1x
FI Unlock Forecast - 30 Days FREE Trial $65927M 19.5x 2.6x
FICO Unlock Forecast - 30 Days FREE Trial $39039M 61.7x -33.2x
FIS Unlock Forecast - 30 Days FREE Trial $34682M 389.7x 2.5x
FLYW Unlock Forecast - 30 Days FREE Trial $1558M 228.1x 2.0x
FVRR Unlock Forecast - 30 Days FREE Trial $807M x 2.0x
GBUX Unlock Forecast - 30 Days FREE Trial $20M x x
GETY Unlock Forecast - 30 Days FREE Trial $892M 60.6x 1.5x
HGBL Unlock Forecast - 30 Days FREE Trial $53M 14.7x 0.8x
HQY Unlock Forecast - 30 Days FREE Trial $7868M 54.0x 3.7x
INVU Unlock Forecast - 30 Days FREE Trial $53M x 3.0x
INVUP Unlock Forecast - 30 Days FREE Trial $48727M x 2799.1x
JANL Unlock Forecast - 30 Days FREE Trial $43M 13.2x 1.9x
LQDT Unlock Forecast - 30 Days FREE Trial $865M 32.5x 4.1x
LUCN Unlock Forecast - 30 Days FREE Trial $35M x x
LYFT Unlock Forecast - 30 Days FREE Trial $8428M 91.4x 11.5x
MA Unlock Forecast - 30 Days FREE Trial $511044M 37.7x 65.1x
MAX Unlock Forecast - 30 Days FREE Trial $594M -28.2x 203.0x
MCOM Unlock Forecast - 30 Days FREE Trial $0M x 0.0x
MDCE Unlock Forecast - 30 Days FREE Trial $1M x x
MELI Unlock Forecast - 30 Days FREE Trial $103578M 50.5x 18.1x
MMS Unlock Forecast - 30 Days FREE Trial $4731M 15.0x 2.7x
MOGU Unlock Forecast - 30 Days FREE Trial $3856M x 6.4x
MSCI Unlock Forecast - 30 Days FREE Trial $41262M 35.0x -46.8x
NUTX Unlock Forecast - 30 Days FREE Trial $524M 7.8x 2.7x
OLO Unlock Forecast - 30 Days FREE Trial $1851M -64.3x 2.6x
PAY Unlock Forecast - 30 Days FREE Trial $3751M 66.9x 7.3x
PAYO Unlock Forecast - 30 Days FREE Trial $2096M 21.0x 2.7x
PAYS Unlock Forecast - 30 Days FREE Trial $294M 43.4x 7.0x
PDD Unlock Forecast - 30 Days FREE Trial $603560M x 21.3x
PHR Unlock Forecast - 30 Days FREE Trial $1342M -20.5x 4.5x
PRTH Unlock Forecast - 30 Days FREE Trial $546M 14.8x -3.7x
PRTHU Unlock Forecast - 30 Days FREE Trial $603M 16.3x x
PSFE Unlock Forecast - 30 Days FREE Trial $706M x 0.8x
PYPL Unlock Forecast - 30 Days FREE Trial $64714M 13.8x 3.2x
QH Unlock Forecast - 30 Days FREE Trial $5633M x 13.7x
QNST Unlock Forecast - 30 Days FREE Trial $810M -42.4x 3.4x
RBA Unlock Forecast - 30 Days FREE Trial $18617M 44.6x 3.4x
RDWR Unlock Forecast - 30 Days FREE Trial $1072M x 3.4x
RELY Unlock Forecast - 30 Days FREE Trial $3178M 225.7x 4.2x
RSKD Unlock Forecast - 30 Days FREE Trial $791M x 2.1x
RSSS Unlock Forecast - 30 Days FREE Trial $102M 80.6x 7.3x
SCOR Unlock Forecast - 30 Days FREE Trial $37M -0.4x -2.0x
SEZL Unlock Forecast - 30 Days FREE Trial $2512M 24.0x 19.3x
SRCO Unlock Forecast - 30 Days FREE Trial $6M x x
TC Unlock Forecast - 30 Days FREE Trial $9141M x 277.1x
TCOM Unlock Forecast - 30 Days FREE Trial $46121M x 2.8x
TDTH Unlock Forecast - 30 Days FREE Trial $472M x x
TIC Unlock Forecast - 30 Days FREE Trial $1533M x 1.3x
TNET Unlock Forecast - 30 Days FREE Trial $2963M 20.7x 27.7x
TRPCF Unlock Forecast - 30 Days FREE Trial $46643M x 2.9x
UBER Unlock Forecast - 30 Days FREE Trial $193068M 15.3x 8.5x
UK Unlock Forecast - 30 Days FREE Trial $1M x 0.0x
UXIN Unlock Forecast - 30 Days FREE Trial $4060M x x
WAI Unlock Forecast - 30 Days FREE Trial $24M x 0.7x
WEX Unlock Forecast - 30 Days FREE Trial $5064M 16.5x 5.2x
WRPT Unlock Forecast - 30 Days FREE Trial $20M x 144.5x
WU Unlock Forecast - 30 Days FREE Trial $2619M 2.9x 23.0x
XBP Unlock Forecast - 30 Days FREE Trial $18M x -1.8x
XHLD Unlock Forecast - 30 Days FREE Trial $9M x 1.7x

Frequently Asked Questions - FAIR ISAAC CORP Stock Forecast

How accurate are FAIR ISAAC CORP stock predictions?

Our AI model demonstrates 73% historical accuracy for FICO predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence FAIR ISAAC CORP stock price forecasts?

Our analysis considers FAIR ISAAC CORP's financial metrics, Trade & Services sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is FAIR ISAAC CORP a good investment in 2025?

Based on our AI analysis, FAIR ISAAC CORP shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are FAIR ISAAC CORP forecasts updated?

FAIR ISAAC CORP stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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