EverQuote, Inc. (EVER) - Comprehensive Stock Analysis & Investment Research
Deep dive into EverQuote, Inc.'s business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.
EverQuote, Inc. Investment Summary
When evaluating whether EverQuote, Inc. (EVER) represents a compelling investment opportunity, investors must consider multiple factors including the company's financial health, market position, growth prospects, and what our AI-powered predictive models suggest about its near-term price trajectory.
Company Profile
EverQuote, Inc. (EVER) operates within the Technology sector, specifically in the Services-Computer Programming, Data Processing, Etc. industry. The company employs approximately 464 people. With a market capitalization of $1 billion, the company is a small-cap stock that may offer higher growth potential but also carries higher volatility.
Financial Performance Analysis
EverQuote, Inc. generates annual revenues of approximately $644 million. The company currently reports a negative net margin of -57.5%, which investors should monitor closely.
From a profitability standpoint, the company has a Return on Equity (ROE) of -23.9%, suggesting room for improvement in capital efficiency. The Return on Assets (ROA) stands at -13.9%, suggesting potential for operational improvement. The gross margin of 92.2% reflects strong pricing power and cost control.
Balance Sheet Strength
Examining the balance sheet health, the current ratio of 1.83x shows adequate liquidity for meeting short-term liabilities. The debt-to-equity ratio of 0.05x reflects a conservative capital structure with low leverage.
Cash Flow Generation
EverQuote, Inc. currently reports negative free cash flow of $-3 million, which may reflect heavy investment in growth or operational challenges. Year-over-year operating cash flow has changed by 141.7%, showing strong cash flow momentum.
Valuation Analysis
The P/E ratio of 18.7x represents a reasonable valuation that balances current earnings with growth expectations, falling within a typical range for established companies. The price-to-book ratio stands at 5.77x, reflecting significant intangible value and market expectations of future growth.
AI-Powered Price Predictions
Our AI models continuously analyze EverQuote, Inc. to identify potential price movements. Subscribe to Intratio Premium to unlock detailed AI-powered price predictions for 7, 30, and 90-day horizons.
Investment Considerations
When determining whether EverQuote, Inc. is a suitable investment, consider your investment objectives, risk tolerance, and time horizon. As a small-cap stock, EverQuote, Inc. may offer higher growth potential but also carries elevated volatility and risk.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.
Corporate Identity
EverQuote, Inc. (Stock Symbol: EVER) is a prominent company operating within the Technology sector, with a specific focus on the Services-Computer Programming, Data Processing, Etc. industry. The company's shares are publicly traded on the Nasdaq exchange.
Leadership & Workforce
The organization employs approximately 464 professionals, which is characteristic of a lean, focused organization that may emphasize efficiency and specialized expertise.
Market Classification
With a market capitalization of $1 billion, EverQuote, Inc. is classified as a small-cap stock. Small-cap companies often represent emerging businesses with substantial growth potential. While these investments typically carry higher volatility, they can offer significant upside for investors willing to accept greater risk in exchange for potentially higher returns.
Sector & Industry Context
Operating within the Technology sector, EverQuote, Inc. is subject to the unique dynamics, opportunities, and challenges that characterize this segment of the economy. The technology sector is known for rapid innovation, high growth potential, and competitive intensity. Companies in this sector must continuously invest in research and development to maintain their competitive edge.
Revenue & Growth Analysis
EverQuote, Inc. generates annual revenues of $644 million , representing an emerging company in its growth phase. While smaller in scale, such companies often offer higher growth potential as they capture market share and expand their operations.
Profitability Analysis
The company achieves a -57.5% net profit margin, indicating the company is currently operating at a loss. This could reflect heavy growth investments, restructuring costs, or fundamental business challenges that require careful evaluation.
Gross profit margin stands at 92.2%, a premium margin typical of software, pharmaceuticals, or luxury goods companies with exceptional pricing power and low marginal costs of production.
Operating margin is 31.1%, demonstrating excellent core business efficiency with well-controlled operating expenses relative to revenue generation.
Market Valuation
Current market capitalization stands at $1 billion . This small-cap classification typically represents higher-growth, higher-risk opportunities. Small-cap stocks can be more volatile but may offer substantial returns if the company successfully executes its growth strategy.
Return on Investment Metrics
Return on Equity (ROE) measures -23.9%, indicating negative shareholder returns, typically resulting from operating losses or exceptional write-downs.
Return on Assets (ROA) stands at -13.9%, indicating lower asset efficiency that may reflect industry norms or opportunities for operational improvement.
Return on Invested Capital (ROIC) measures -21.7%, which may indicate returns below the cost of capital, potentially destroying shareholder value over time if sustained.
Cash Flow Generation
Free cash flow of $-3 million indicates the company is currently consuming more cash than it generates, which may reflect heavy growth investments, working capital needs, or operational challenges.
Strategic Market Position
EverQuote, Inc. strategically competes in the highly dynamic Services-Computer Programming, Data Processing, Etc. marketplace. As a small-cap company, it represents an emerging market participant with potentially significant growth opportunities. Small-caps often offer greater growth potential as they capture market share and scale their operations, though this comes with higher risk and volatility. Success at this stage can lead to substantial returns for early investors who identify winning business models.
Industry Competitive Landscape
EverQuote, Inc. operates within the fast-evolving technology sector where competitive dynamics are shaped by innovation cycles, platform economics, and network effects. Technology companies must continuously invest in R&D to maintain relevance, while also defending against disruption from startups and adjacent market entrants. Success in this sector often requires achieving critical scale or establishing defensible intellectual property positions.
Operational Efficiency
The company currently shows negative free cash flow of $-3 million , with year-over-year cash flow growth of 141.7%. Negative free cash flow may reflect heavy investment in growth, working capital needs, or operational challenges. This is common for high-growth companies investing aggressively but warrants attention for mature businesses.
Margin & Pricing Power Analysis
The company maintains a 92.2% gross margin which reflects exceptional pricing power and/or an asset-light business model. Gross margins at this level are typically seen in software, pharmaceuticals, or luxury goods companies where the cost of incremental production is minimal relative to selling prices. Such margins indicate significant competitive advantages protecting the company from price-based competition.
Operating margin of 31.1% demonstrates how efficiently the company converts revenues into operating profits after accounting for all operating expenses including research and development, sales and marketing, and general administrative costs. This strong operating margin indicates excellent cost control and efficient organizational structure relative to the revenue base.
Asset Utilization Efficiency
Asset turnover ratio of 2.78x indicates exceptional efficiency in utilizing company assets to generate revenue. High asset turnover is characteristic of retail, distribution, or service businesses that operate with relatively lean asset bases. This efficiency translates to higher returns on invested capital when combined with reasonable margins.
Financial Strength & Leverage
Current ratio of 1.83 indicates adequate liquidity to meet short-term obligations with reasonable cushion. This level balances working capital efficiency with financial safety.