PLBC vs PRAA: stock comparison and AI forecast
Plumas Bancorp (PLBC) and Pra Group Inc (PRAA) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
PLBC Plumas Bancorp
- Price
- $62.59 +20.5% · 6M
- Market Cap
- $436M
- P/E Ratio
- 10.5x
- Size
- small-cap
- AI Forecast
PRAA Pra Group Inc
- Price
- $20.18 -5.2% · 6M
- Market Cap
- $769M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- PRAA is 1.8 times larger than PLBC by market capitalization ($769M against $436M).
- Over the last six months PLBC returned +20.5% and PRAA -5.2%.
- PLBC turns 36.9% of its revenue into net income, against -19.9% for PRAA.
- PLBC carries 7.64 times debt per unit of equity, against 3.95 times for PRAA.
- PLBC yields 2.06% in dividends; PRAA pays none.
- Both companies share the SEC industry classification Short-Term Business Credit Institutions.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | PLBC | PRAA |
|---|---|---|
| Market Cap | $436M | $769M |
| P/E Ratio | 10.50x | – |
| P/B Ratio | 1.66x | 0.74x |
| Dividend Yield | 2.06% | – |
| EPS | $5.96 | $-7.36 |
| Book Value/Share | $37.71 | $27.77 |
| Revenue/Share | $16.38 | $35.36 |
| FCF/Share | $5.97 | $-1.01 |
Profitability & Margins
| Metric | PLBC | PRAA |
|---|---|---|
| ROE | 16.0% | -25.4% |
| ROA | 1.9% | -5.1% |
| Operating Margin | – | 5.0% |
| Net Margin | 36.9% | -19.9% |
| EBT Margin | 48.1% | -14.2% |
| Tax Rate | 23.3% | -34.5% |
Financial Health
| Metric | PLBC | PRAA |
|---|---|---|
| D/E Ratio | 7.64x | 3.95x |
| Financial Leverage | 8.64x | 5.01x |
Cash Flow
| Metric | PLBC | PRAA |
|---|---|---|
| Operating Cash Flow | $42M | -$31M |
| Free Cash Flow | $42M | -$38M |
| Capital Spending | -$700K | -$6M |
| OCF Growth YoY | 80.1% | – |
| FCF Growth YoY | 85.9% | – |
| FCF/Sales | 36.4% | -2.8% |
| CapEx/Sales | 0.6% | 0.5% |
Operational Efficiency
| Metric | PLBC | PRAA |
|---|---|---|
| Asset Turnover | 0.05x | 0.25x |
| Fixed Assets Turnover | 4.9x | 59.9x |
Income Statement
| Metric | PLBC | PRAA |
|---|---|---|
| Total Revenue | $114M | $1.33B |
| Operating Income | – | $67M |
| Net Income | $42M | -$265M |
Dividend & Shareholder Information
| Metric | PLBC | PRAA |
|---|---|---|
| Dividends Per Share | $1.29 | – |
| Payout Ratio | 21.6% | – |
| Shares Outstanding | 7M | 38M |
| Net Income Growth | 59.4% | -389.2% |
| EPS Growth | 39.2% | -415.9% |
PLBC vs PRAA: stock comparison and AI forecast
Which is bigger, PLBC or PRAA?
PRAA is 1.8 times larger than PLBC by market capitalization ($769M against $436M).
Which stock performed better over the last six months, PLBC or PRAA?
Over the last six months PLBC returned +20.5% and PRAA -5.2%.
Which one does Intratio's AI model rank higher, PLBC or PRAA?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.