JCAP vs PRAA: stock comparison and AI forecast
Jefferson Capital, Inc. / De (JCAP) and Pra Group Inc (PRAA) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
JCAP Jefferson Capital, Inc. / De
- Price
- $20.82 +2.1% · 6M
- Market Cap
- $1.20B
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
PRAA Pra Group Inc
- Price
- $20.18 -5.2% · 6M
- Market Cap
- $760M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- JCAP is 1.6 times larger than PRAA by market capitalization ($1.20B against $760M).
- Over the last six months JCAP returned +2.1% and PRAA -5.2%.
- PRAA carries 3.95 times debt per unit of equity, against 3.38 times for JCAP.
- JCAP yields 5.07% in dividends; PRAA pays none.
- Both companies share the SEC industry classification Short-Term Business Credit Institutions.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | JCAP | PRAA |
|---|---|---|
| Market Cap | $1.20B | $760M |
| P/B Ratio | 2.51x | 0.73x |
| Dividend Yield | 5.07% | – |
| EPS | $-10.45 | $-7.36 |
| Book Value/Share | $8.29 | $27.77 |
| Revenue/Share | $14.18 | $35.36 |
| FCF/Share | – | $-1.01 |
Profitability & Margins
| Metric | JCAP | PRAA |
|---|---|---|
| ROE | – | -25.4% |
| ROA | – | -5.1% |
| Operating Margin | 48.1% | 5.0% |
| Net Margin | – | -19.9% |
| EBT Margin | 32.0% | -14.2% |
| Tax Rate | 16.0% | -34.5% |
Financial Health
| Metric | JCAP | PRAA |
|---|---|---|
| D/E Ratio | 3.38x | 3.95x |
| Financial Leverage | 4.38x | 5.01x |
| Interest Coverage | 2.8x | – |
Cash Flow
| Metric | JCAP | PRAA |
|---|---|---|
| Operating Cash Flow | $221M | -$31M |
| Free Cash Flow | – | -$38M |
| Capital Spending | – | -$6M |
| FCF/Sales | – | -2.8% |
| CapEx/Sales | – | 0.5% |
Operational Efficiency
| Metric | JCAP | PRAA |
|---|---|---|
| Asset Turnover | 0.39x | 0.25x |
| Receivables Turnover | 48.2x | – |
| Fixed Assets Turnover | 476.1x | 59.9x |
| Days Sales Outstanding | 8 days | – |
Income Statement
| Metric | JCAP | PRAA |
|---|---|---|
| Total Revenue | $815M | $1.33B |
| Operating Income | $391M | $67M |
| Net Income | – | -$265M |
Dividend & Shareholder Information
| Metric | JCAP | PRAA |
|---|---|---|
| Dividends Per Share | $1.06 | – |
| Shares Outstanding | 57M | 38M |
| Net Income Growth | – | -389.2% |
| EPS Growth | – | -415.9% |
JCAP vs PRAA: stock comparison and AI forecast
Which is bigger, JCAP or PRAA?
JCAP is 1.6 times larger than PRAA by market capitalization ($1.20B against $760M).
Which stock performed better over the last six months, JCAP or PRAA?
Over the last six months JCAP returned +2.1% and PRAA -5.2%.
Which one does Intratio's AI model rank higher, JCAP or PRAA?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.