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Stock comparison · Signal date 2026-11-06

PAYC vs SAIL: stock comparison and AI forecast

Paycom Software, Inc. (PAYC) and Sailpoint, Inc. (SAIL) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · Services-Prepackaged Software

PAYC Paycom Software, Inc.

Price
$250.02 +80.6% · 6M
Market Cap
$11.27B
P/E Ratio
24.0x
Size
large-cap
AI Forecast
Full analysis →
Nasdaq · Services-Prepackaged Software

SAIL Sailpoint, Inc.

Market Cap
$10.50B
P/E Ratio
–
Size
large-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

PAYC · SAIL

Key facts

  • PAYC and SAIL have similar market capitalizations ($11.27B and $10.50B).
  • PAYC turns 21.6% of its revenue into net income, against -16.9% for SAIL.
  • PAYC carries 7.61 times debt per unit of equity, against 0.11 times for SAIL.
  • PAYC yields 0.65% in dividends; SAIL pays none.
  • Both companies share the SEC industry classification Services-Prepackaged Software.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricPAYCSAIL
Market Cap$11.27B$10.50B
P/E Ratio23.97x–
P/B Ratio15.93x1.53x
Dividend Yield0.65%–
EPS$10.43$-0.61
Book Value/Share$15.69$12.02
Revenue/Share$52.43$2.04
FCF/Share$14.62$0.34

Profitability & Margins

MetricPAYCSAIL
ROE72.1%-2.9%
ROA8.4%-2.6%
ROIC37.6%-3.2%
Gross Margin85.1%66.2%
Operating Margin31.0%-18.9%
Net Margin21.6%-16.9%
EBT Margin30.3%-18.6%
Tax Rate28.8%9.1%

Financial Health

MetricPAYCSAIL
Current Ratio1.06x1.23x
Quick Ratio1.06x–
D/E Ratio7.61x0.11x
Financial Leverage8.61x1.11x
Interest Coverage16.7x-471.7x
Working Capital$248M$144M

Cash Flow

MetricPAYCSAIL
Operating Cash Flow$810M$201M
Free Cash Flow$659M$195M
Capital Spending-$151M-$6M
OCF Growth YoY25.9%–
FCF Growth YoY67.1%–
FCF/Sales27.9%16.7%
CapEx/Sales6.4%0.5%

Operational Efficiency

MetricPAYCSAIL
Asset Turnover0.39x0.15x
Receivables Turnover42.0x4.2x
Inventory Turnover167.4x–
Fixed Assets Turnover4.0x24.9x
Days Sales Outstanding9 days86 days
Days Inventory2 days–
Payables Period22 days12 days
Cash Conversion Cycle-11 days–

Income Statement

MetricPAYCSAIL
Total Revenue$2.36B$1.17B
Operating Income$732M-$221M
Net Income$510M-$197M
R&D Expense$223M$231M
SG&A Expense$1.11B$1.20B
Cost of Goods Sold$352M$394M

Dividend & Shareholder Information

MetricPAYCSAIL
Dividends Per Share$1.62–
Payout Ratio15.5%–
Shares Outstanding45M571M
Net Income Growth12.6%–
EPS Growth29.4%–
FAQ

PAYC vs SAIL: stock comparison and AI forecast

Which is bigger, PAYC or SAIL?

PAYC and SAIL have similar market capitalizations ($11.27B and $10.50B).

Which one does Intratio's AI model rank higher, PAYC or SAIL?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.