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Stock comparison · Signal date 2026-11-06

BSY vs PAYC: stock comparison and AI forecast

Bentley Systems Inc (BSY) and Paycom Software, Inc. (PAYC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · Services-Prepackaged Software

BSY Bentley Systems Inc

Market Cap
$13.58B
P/E Ratio
46.8x
Size
large-cap
AI Forecast
Full analysis →
NYSE · Services-Prepackaged Software

PAYC Paycom Software, Inc.

Market Cap
$11.27B
P/E Ratio
24.0x
Size
large-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

BSY · PAYC

Key facts

  • BSY is 1.2 times larger than PAYC by market capitalization ($13.58B against $11.27B).
  • PAYC trades at 24.0 times trailing earnings, BSY at 46.8 times.
  • PAYC turns 21.6% of its revenue into net income, against 19.6% for BSY.
  • PAYC carries 7.61 times debt per unit of equity, against 1.78 times for BSY.
  • PAYC yields 0.65% in dividends and BSY 0.62%.
  • Both companies share the SEC industry classification Services-Prepackaged Software.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricBSYPAYC
Market Cap$13.58B$11.27B
P/E Ratio46.81x23.97x
P/B Ratio10.58x15.93x
Dividend Yield0.62%0.65%
EPS$0.96$10.43
Book Value/Share$4.25$15.69
Revenue/Share$5.46$52.43
FCF/Share$1.62$14.62

Profitability & Margins

MetricBSYPAYC
ROE25.1%72.1%
ROA9.0%8.4%
ROIC15.9%37.6%
Gross Margin82.4%85.1%
Operating Margin25.2%31.0%
Net Margin19.6%21.6%
EBT Margin24.6%30.3%
Tax Rate20.4%28.8%

Financial Health

MetricBSYPAYC
Current Ratio0.65x1.06x
Quick Ratio–1.06x
D/E Ratio1.78x7.61x
Financial Leverage2.78x8.61x
Interest Coverage12.8x16.7x
Working Capital-$340M$248M

Cash Flow

MetricBSYPAYC
Operating Cash Flow$516M$810M
Free Cash Flow$489M$659M
Capital Spending-$27M-$151M
OCF Growth YoY7.8%25.9%
FCF Growth YoY6.3%67.1%
FCF/Sales29.7%27.9%
CapEx/Sales1.6%6.4%

Operational Efficiency

MetricBSYPAYC
Asset Turnover0.46x0.39x
Receivables Turnover5.2x42.0x
Inventory Turnover–167.4x
Fixed Assets Turnover36.3x4.0x
Days Sales Outstanding70 days9 days
Days Inventory–2 days
Payables Period26 days22 days
Cash Conversion Cycle–-11 days

Income Statement

MetricBSYPAYC
Total Revenue$1.65B$2.36B
Operating Income$416M$732M
Net Income$323M$510M
R&D Expense$328M$223M
SG&A Expense$742M$1.11B
Cost of Goods Sold$291M$352M

Dividend & Shareholder Information

MetricBSYPAYC
Dividends Per Share$0.28$1.62
Payout Ratio29.2%15.5%
Shares Outstanding302M45M
Net Income Growth19.8%12.6%
EPS Growth24.7%29.4%
FAQ

BSY vs PAYC: stock comparison and AI forecast

Which is bigger, BSY or PAYC?

BSY is 1.2 times larger than PAYC by market capitalization ($13.58B against $11.27B).

Which is cheaper on earnings, BSY or PAYC?

PAYC trades at 24.0 times trailing earnings, BSY at 46.8 times.

Which one does Intratio's AI model rank higher, BSY or PAYC?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.