LMND vs PLMR: stock comparison and AI forecast
Lemonade, Inc. (LMND) and Palomar Holdings, Inc. (PLMR) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
LMND Lemonade, Inc.
- Price
- $39.55 -27.3% · 6M
- Market Cap
- $3.06B
- P/E Ratio
- –
- Size
- mid-cap
- AI Forecast
PLMR Palomar Holdings, Inc.
- Market Cap
- $4.10B
- P/E Ratio
- 19.5x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- PLMR is 1.3 times larger than LMND by market capitalization ($4.10B against $3.06B).
- PLMR turns 17.6% of its revenue into net income, against -12.9% for LMND.
- LMND carries 3.43 times debt per unit of equity, against 3.23 times for PLMR.
- Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | LMND | PLMR |
|---|---|---|
| Market Cap | $3.06B | $4.10B |
| P/E Ratio | – | 19.51x |
| P/B Ratio | 6.49x | 4.16x |
| EPS | $-2.25 | $7.98 |
| Book Value/Share | $6.10 | $37.43 |
| Revenue/Share | $14.43 | $46.86 |
| FCF/Share | $0.10 | $17.16 |
Profitability & Margins
| Metric | LMND | PLMR |
|---|---|---|
| ROE | -30.6% | 22.0% |
| ROA | -6.9% | 5.2% |
| Net Margin | -12.9% | 17.6% |
| EBT Margin | -12.6% | 22.8% |
| Tax Rate | -3.1% | 22.7% |
Financial Health
| Metric | LMND | PLMR |
|---|---|---|
| D/E Ratio | 3.43x | 3.23x |
| Financial Leverage | 4.43x | 4.23x |
Cash Flow
| Metric | LMND | PLMR |
|---|---|---|
| Operating Cash Flow | $24M | $452M |
| Free Cash Flow | $7M | $452M |
| Capital Spending | -$17M | -$510K |
| OCF Growth YoY | – | 24.1% |
| FCF Growth YoY | – | 24.0% |
| FCF/Sales | 0.7% | 36.6% |
| CapEx/Sales | 1.5% | 0.0% |
Operational Efficiency
| Metric | LMND | PLMR |
|---|---|---|
| Asset Turnover | 0.53x | 0.30x |
| Fixed Assets Turnover | 51.2x | 465.6x |
Income Statement
| Metric | LMND | PLMR |
|---|---|---|
| Total Revenue | $1.12B | $1.23B |
| Net Income | -$145M | $217M |
| R&D Expense | $111M | – |
| SG&A Expense | $680M | – |
Dividend & Shareholder Information
| Metric | LMND | PLMR |
|---|---|---|
| Shares Outstanding | 77M | 26M |
| Net Income Growth | – | 23.4% |
| EPS Growth | – | 24.5% |
LMND vs PLMR: stock comparison and AI forecast
Which is bigger, LMND or PLMR?
PLMR is 1.3 times larger than LMND by market capitalization ($4.10B against $3.06B).
Which one does Intratio's AI model rank higher, LMND or PLMR?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.