HRTG vs ROOT: stock comparison and AI forecast
Heritage Insurance Holdings, Inc. (HRTG) and Root, Inc. (ROOT) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
HRTG Heritage Insurance Holdings, Inc.
- Price
- $33.69 +20.2% · 6M
- Market Cap
- $1.00B
- P/E Ratio
- 4.2x
- Size
- small-cap
- AI Forecast
ROOT Root, Inc.
- Market Cap
- $717M
- P/E Ratio
- 9.7x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- HRTG is 1.4 times larger than ROOT by market capitalization ($1.00B against $717M).
- HRTG trades at 4.2 times trailing earnings, ROOT at 9.7 times.
- Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | HRTG | ROOT |
|---|---|---|
| Market Cap | $1.00B | $717M |
| P/E Ratio | 4.21x | 9.66x |
| P/B Ratio | 1.76x | – |
| EPS | $8.01 | $4.79 |
| Book Value/Share | $19.09 | – |
| Revenue/Share | $28.74 | $100.75 |
| FCF/Share | $10.01 | – |
Profitability & Margins
| Metric | HRTG | ROOT |
|---|---|---|
| ROE | 40.8% | – |
| ROA | 9.4% | – |
| Operating Margin | 34.4% | 51.6% |
| Net Margin | 27.0% | – |
| EBT Margin | 33.5% | 40.4% |
| Tax Rate | 25.1% | 0.7% |
Financial Health
| Metric | HRTG | ROOT |
|---|---|---|
| D/E Ratio | 3.32x | – |
| Financial Leverage | 4.32x | – |
| Interest Coverage | 59.0x | 0.5x |
Cash Flow
| Metric | HRTG | ROOT |
|---|---|---|
| Operating Cash Flow | $305M | $184M |
| Free Cash Flow | $298M | – |
| Capital Spending | -$7M | – |
| OCF Growth YoY | – | -10.4% |
| FCF Growth YoY | 184.7% | – |
| FCF/Sales | 34.8% | – |
| CapEx/Sales | 0.8% | – |
Operational Efficiency
| Metric | HRTG | ROOT |
|---|---|---|
| Asset Turnover | 0.35x | – |
| Fixed Assets Turnover | 30.8x | – |
Income Statement
| Metric | HRTG | ROOT |
|---|---|---|
| Total Revenue | $855M | $1.56B |
| Operating Income | $295M | $104M |
| Net Income | $232M | – |
| SG&A Expense | $93M | $302M |
Dividend & Shareholder Information
| Metric | HRTG | ROOT |
|---|---|---|
| Shares Outstanding | 30M | 15M |
| Net Income Growth | 55.2% | – |
| EPS Growth | 171.5% | 92.4% |
HRTG vs ROOT: stock comparison and AI forecast
Which is bigger, HRTG or ROOT?
HRTG is 1.4 times larger than ROOT by market capitalization ($1.00B against $717M).
Which is cheaper on earnings, HRTG or ROOT?
HRTG trades at 4.2 times trailing earnings, ROOT at 9.7 times.
Which one does Intratio's AI model rank higher, HRTG or ROOT?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.