ASIC vs HRTG: stock comparison and AI forecast
Ategrity Specialty Insurance Co Holdings (ASIC) and Heritage Insurance Holdings, Inc. (HRTG) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
ASIC Ategrity Specialty Insurance Co Holdings
- Price
- $24.58 +26.5% · 6M
- Market Cap
- $1.18B
- P/E Ratio
- 11.8x
- Size
- small-cap
- AI Forecast
HRTG Heritage Insurance Holdings, Inc.
- Price
- $33.69 +20.2% · 6M
- Market Cap
- $1.00B
- P/E Ratio
- 4.2x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- ASIC is 1.2 times larger than HRTG by market capitalization ($1.18B against $1.00B).
- HRTG trades at 4.2 times trailing earnings, ASIC at 11.8 times.
- Over the last six months ASIC returned +26.5% and HRTG +20.2%.
- HRTG turns 27.0% of its revenue into net income, against 17.6% for ASIC.
- HRTG carries 3.32 times debt per unit of equity, against 1.55 times for ASIC.
- Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | ASIC | HRTG |
|---|---|---|
| Market Cap | $1.18B | $1.00B |
| P/E Ratio | 11.76x | 4.21x |
| P/B Ratio | 1.79x | 1.76x |
| EPS | $2.09 | $8.01 |
| Book Value/Share | $13.72 | $19.09 |
| Revenue/Share | $12.72 | $28.74 |
| FCF/Share | $4.18 | $10.01 |
Profitability & Margins
| Metric | ASIC | HRTG |
|---|---|---|
| ROE | 16.3% | 40.8% |
| ROA | 6.4% | 9.4% |
| Operating Margin | – | 34.4% |
| Net Margin | 17.6% | 27.0% |
| EBT Margin | 22.8% | 33.5% |
| Tax Rate | 20.7% | 25.1% |
Financial Health
| Metric | ASIC | HRTG |
|---|---|---|
| D/E Ratio | 1.55x | 3.32x |
| Financial Leverage | 2.55x | 4.32x |
| Interest Coverage | – | 59.0x |
Cash Flow
| Metric | ASIC | HRTG |
|---|---|---|
| Operating Cash Flow | $210M | $305M |
| Free Cash Flow | $200M | $298M |
| Capital Spending | -$10M | -$7M |
| FCF Growth YoY | – | 184.7% |
| FCF/Sales | 32.9% | 34.8% |
| CapEx/Sales | 1.6% | 0.8% |
Operational Efficiency
| Metric | ASIC | HRTG |
|---|---|---|
| Asset Turnover | 0.36x | 0.35x |
| Fixed Assets Turnover | 69.3x | 30.8x |
Income Statement
| Metric | ASIC | HRTG |
|---|---|---|
| Total Revenue | $610M | $855M |
| Operating Income | – | $295M |
| Net Income | $107M | $232M |
| SG&A Expense | – | $93M |
Dividend & Shareholder Information
| Metric | ASIC | HRTG |
|---|---|---|
| Shares Outstanding | 48M | 30M |
| Net Income Growth | – | 55.2% |
| EPS Growth | – | 171.5% |
ASIC vs HRTG: stock comparison and AI forecast
Which is bigger, ASIC or HRTG?
ASIC is 1.2 times larger than HRTG by market capitalization ($1.18B against $1.00B).
Which is cheaper on earnings, ASIC or HRTG?
HRTG trades at 4.2 times trailing earnings, ASIC at 11.8 times.
Which stock performed better over the last six months, ASIC or HRTG?
Over the last six months ASIC returned +26.5% and HRTG +20.2%.
Which one does Intratio's AI model rank higher, ASIC or HRTG?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.