HCI vs HMN: stock comparison and AI forecast
Hci Group, Inc. (HCI) and Horace Mann Educators Corp /De/ (HMN) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
HCI Hci Group, Inc.
- Price
- $192.03 +25.7% · 6M
- Market Cap
- $2.39B
- P/E Ratio
- 7.8x
- Size
- mid-cap
- AI Forecast
HMN Horace Mann Educators Corp /De/
- Price
- $53.17 +17.8% · 6M
- Market Cap
- $2.15B
- P/E Ratio
- 12.7x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- HCI is 1.1 times larger than HMN by market capitalization ($2.39B against $2.15B).
- HCI trades at 7.8 times trailing earnings, HMN at 12.7 times.
- Over the last six months HCI returned +25.7% and HMN +17.8%.
- HCI turns 33.5% of its revenue into net income, against 10.2% for HMN.
- HMN carries 9.38 times debt per unit of equity, against 1.33 times for HCI.
- HMN yields 2.67% in dividends and HCI 0.86%.
- Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | HCI | HMN |
|---|---|---|
| Market Cap | $2.39B | $2.15B |
| P/E Ratio | 7.75x | 12.66x |
| P/B Ratio | 2.13x | 1.43x |
| Dividend Yield | 0.86% | 2.67% |
| EPS | $24.79 | $4.20 |
| Book Value/Share | $90.14 | $37.11 |
| Revenue/Share | $78.84 | $43.11 |
| FCF/Share | $36.82 | – |
Profitability & Margins
| Metric | HCI | HMN |
|---|---|---|
| ROE | 29.3% | 11.8% |
| ROA | 12.1% | 1.1% |
| Net Margin | 33.5% | 10.2% |
| EBT Margin | 49.6% | 12.4% |
| Tax Rate | 25.6% | 18.1% |
Financial Health
| Metric | HCI | HMN |
|---|---|---|
| D/E Ratio | 1.33x | 9.38x |
| Financial Leverage | 2.42x | 10.38x |
Cash Flow
| Metric | HCI | HMN |
|---|---|---|
| Operating Cash Flow | $460M | $566M |
| Free Cash Flow | $458M | – |
| Capital Spending | -$2M | – |
| OCF Growth YoY | 12.5% | -7.1% |
| FCF Growth YoY | 13.3% | – |
| FCF/Sales | 46.7% | – |
| CapEx/Sales | 0.2% | – |
Operational Efficiency
| Metric | HCI | HMN |
|---|---|---|
| Asset Turnover | 0.36x | 0.11x |
| Fixed Assets Turnover | 36.5x | – |
Income Statement
| Metric | HCI | HMN |
|---|---|---|
| Total Revenue | $981M | $1.75B |
| Net Income | $328M | $177M |
Dividend & Shareholder Information
| Metric | HCI | HMN |
|---|---|---|
| Dividends Per Share | $1.64 | $1.42 |
| Payout Ratio | 6.6% | 33.8% |
| Shares Outstanding | 12M | 40M |
| Net Income Growth | 61.0% | 26.6% |
| EPS Growth | 57.4% | 35.5% |
HCI vs HMN: stock comparison and AI forecast
Which is bigger, HCI or HMN?
HCI is 1.1 times larger than HMN by market capitalization ($2.39B against $2.15B).
Which is cheaper on earnings, HCI or HMN?
HCI trades at 7.8 times trailing earnings, HMN at 12.7 times.
Which stock performed better over the last six months, HCI or HMN?
Over the last six months HCI returned +25.7% and HMN +17.8%.
Which one does Intratio's AI model rank higher, HCI or HMN?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.