FVCB vs OVLY: stock comparison and AI forecast
Fvcbankcorp, Inc. (FVCB) and Oak Valley Bancorp (OVLY) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FVCB Fvcbankcorp, Inc.
- Market Cap
- $294M
- P/E Ratio
- 12.8x
- Size
- small-cap
- AI Forecast
OVLY Oak Valley Bancorp
- Price
- $34.24 +3.1% · 6M
- Market Cap
- $288M
- P/E Ratio
- 12.2x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- FVCB and OVLY have similar market capitalizations ($294M and $288M).
- OVLY trades at 12.2 times trailing earnings, FVCB at 12.8 times.
- OVLY turns 28.4% of its revenue into net income, against -110.4% for FVCB.
- OVLY carries 8.22 times debt per unit of equity, against 7.62 times for FVCB.
- OVLY yields 5.67% in dividends and FVCB 1.60%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FVCB | OVLY |
|---|---|---|
| Market Cap | $294M | $288M |
| P/E Ratio | 12.83x | 12.15x |
| P/B Ratio | 1.09x | 1.33x |
| Dividend Yield | 1.60% | 5.67% |
| EPS | $1.27 | $2.82 |
| Book Value/Share | $14.89 | $25.80 |
| Revenue/Share | $-1.35 | $9.81 |
| FCF/Share | $1.66 | $2.97 |
Profitability & Margins
| Metric | FVCB | OVLY |
|---|---|---|
| ROE | 10.0% | 10.8% |
| ROA | 1.2% | 1.2% |
| Net Margin | -110.4% | 28.4% |
| EBT Margin | -142.3% | 36.2% |
| Tax Rate | 22.5% | 21.6% |
Financial Health
| Metric | FVCB | OVLY |
|---|---|---|
| D/E Ratio | 7.62x | 8.22x |
| Financial Leverage | 8.62x | 9.22x |
Cash Flow
| Metric | FVCB | OVLY |
|---|---|---|
| Operating Cash Flow | $30M | $27M |
| Free Cash Flow | $30M | $25M |
| Capital Spending | -$70K | -$2M |
| OCF Growth YoY | 41.9% | 0.2% |
| FCF Growth YoY | 41.8% | 9.1% |
| FCF/Sales | -122.6% | 30.3% |
| CapEx/Sales | -0.3% | 2.2% |
Operational Efficiency
| Metric | FVCB | OVLY |
|---|---|---|
| Asset Turnover | – | 0.04x |
| Fixed Assets Turnover | -38.9x | 4.4x |
Income Statement
| Metric | FVCB | OVLY |
|---|---|---|
| Total Revenue | -$24M | $83M |
| Net Income | $27M | $23M |
Dividend & Shareholder Information
| Metric | FVCB | OVLY |
|---|---|---|
| Dividends Per Share | $0.26 | $1.94 |
| Payout Ratio | 20.5% | 68.8% |
| Shares Outstanding | 18M | 8M |
| Net Income Growth | 21.9% | -3.2% |
| EPS Growth | 44.3% | -5.4% |
FVCB vs OVLY: stock comparison and AI forecast
Which is bigger, FVCB or OVLY?
FVCB and OVLY have similar market capitalizations ($294M and $288M).
Which is cheaper on earnings, FVCB or OVLY?
OVLY trades at 12.2 times trailing earnings, FVCB at 12.8 times.
Which one does Intratio's AI model rank higher, FVCB or OVLY?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.