ATLC vs SLM: stock comparison and AI forecast
Atlanticus Holdings Corp (ATLC) and Slm Corp (SLM) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
ATLC Atlanticus Holdings Corp
- Price
- $96.45 +23.1% · 6M
- Market Cap
- $1.46B
- P/E Ratio
- 8.5x
- Size
- small-cap
- AI Forecast
SLM Slm Corp
- Price
- $18.68 -17.1% · 6M
- Market Cap
- $3.20B
- P/E Ratio
- 6.4x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- SLM is 2.2 times larger than ATLC by market capitalization ($3.20B against $1.46B).
- SLM trades at 6.4 times trailing earnings, ATLC at 8.5 times.
- Over the last six months ATLC returned +23.1% and SLM -17.1%.
- SLM turns 38.3% of its revenue into net income, against 7.7% for ATLC.
- SLM carries 12.23 times debt per unit of equity, against 8.54 times for ATLC.
- SLM yields 3.13% in dividends; ATLC pays none.
- Both companies share the SEC industry classification Personal Credit Institutions.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | ATLC | SLM |
|---|---|---|
| Market Cap | $1.46B | $3.20B |
| P/E Ratio | 8.50x | 6.37x |
| P/B Ratio | 1.80x | 1.42x |
| Dividend Yield | – | 3.13% |
| EPS | $11.35 | $2.75 |
| Book Value/Share | $53.52 | $12.34 |
| Revenue/Share | $193.42 | $8.10 |
Profitability & Margins
| Metric | ATLC | SLM |
|---|---|---|
| ROE | 27.6% | 25.2% |
| ROA | 2.9% | 1.9% |
| Gross Margin | 92.6% | – |
| Net Margin | 7.7% | 38.3% |
| EBT Margin | 9.4% | 49.8% |
| Tax Rate | 24.5% | 23.1% |
Financial Health
| Metric | ATLC | SLM |
|---|---|---|
| D/E Ratio | 8.54x | 12.23x |
| Financial Leverage | 9.59x | 13.23x |
Cash Flow
| Metric | ATLC | SLM |
|---|---|---|
| Operating Cash Flow | $1.08B | -$382M |
| OCF Growth YoY | 119.0% | – |
Operational Efficiency
| Metric | ATLC | SLM |
|---|---|---|
| Asset Turnover | 0.38x | 0.05x |
| Fixed Assets Turnover | 295.7x | 12.1x |
Income Statement
| Metric | ATLC | SLM |
|---|---|---|
| Total Revenue | $2.93B | $1.48B |
| Net Income | $224M | $567M |
| Cost of Goods Sold | $216M | – |
Dividend & Shareholder Information
| Metric | ATLC | SLM |
|---|---|---|
| Dividends Per Share | – | $0.55 |
| Payout Ratio | – | 20.0% |
| Shares Outstanding | 15M | 183M |
| Net Income Growth | 89.5% | -9.0% |
| EPS Growth | 101.6% | -4.5% |
ATLC vs SLM: stock comparison and AI forecast
Which is bigger, ATLC or SLM?
SLM is 2.2 times larger than ATLC by market capitalization ($3.20B against $1.46B).
Which is cheaper on earnings, ATLC or SLM?
SLM trades at 6.4 times trailing earnings, ATLC at 8.5 times.
Which stock performed better over the last six months, ATLC or SLM?
Over the last six months ATLC returned +23.1% and SLM -17.1%.
Which one does Intratio's AI model rank higher, ATLC or SLM?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.