Skip to main content

WAFD INC (WAFD) Stock Forecast 2025 - AI Price Prediction & Analysis


WAFD INC (WAFD) AI Stock Price Forecast & Investment Analysis

WAFD INC Stock Price Chart and Technical Analysis

Loading WAFD INC interactive price chart and technical analysis...

WAFD INC (WAFD) - Comprehensive Stock Analysis & Investment Research

Deep dive into WAFD INC's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about WAFD INC, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For WAFD INC: WAFD INC operates in the Finance sector, establishing it as a mid-cap growth opportunity.

WAFD INC (Stock Symbol: WAFD) is a leading company in the Finance sector , specifically operating within the National Commercial Banks industry.

The organization employs approximately 847 professionals worldwide .

The company has established itself as a growing mid-cap opportunity with strong fundamentals.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing WAFD INC's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For WAFD INC: With $721M in annual revenue and 30.9% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $721 million generating a 30.9% net profit margin .

Market Capitalization: $2358 million - Classified as a mid-cap growth stock with balanced risk-reward profile.

Return on Equity (ROE): 9.4% - Below-average shareholder return efficiency, indicating areas for operational improvement.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for WAFD INC stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Accuracy scores show historical prediction reliability.

For WAFD INC: Unlock premium access to view detailed AI predictions and price targets.

🚀 Unlock Premium AI Predictions to access our advanced machine learning forecasts for WAFD INC stock, including 7-day, 30-day, and 90-day price targets with confidence intervals and risk assessments.

Understanding Market Position

What this analysis covers: WAFD INC's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For WAFD INC: Strong free cash flow generation demonstrates solid operational efficiency.

WAFD INC strategically competes in the highly dynamic National Commercial Banks marketplace, establishing itself as a promising mid-cap growth opportunity with strong fundamentals and expanding market share .

The company demonstrates robust operational efficiency through strong free cash flow generation of $178 million annually, complemented by impressive -28.8% year-over-year cash flow growth.

WAFD INC (WAFD) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for WAFD INC stock analysis.

Loading WAFD INC comprehensive fundamental analysis and insider trading data...

Deep dive into WAFD INC's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if WAFD INC stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For WAFD INC: With a P/E ratio of 10.41, the market sees the stock as potentially undervalued.

P/E Ratio 10.41x
P/B Ratio 0.78x
Market Cap $2358M
Dividend Yield 0.03%
EPS $2.63
Book Value/Share $37.31
Revenue/Share $8.92
FCF/Share $1.93
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently WAFD INC converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For WAFD INC: An ROE of 9.4% indicates room for improvement in shareholder value creation.

ROE 9.4%
ROA 0.9%
Net Margin 30.9%
EBT Margin 42.3%
Tax Rate 21.2%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess WAFD INC's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For WAFD INC:

D/E Ratio 0.91x
Financial Leverage 10.87x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal WAFD INC's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For WAFD INC: Free cash flow of $178M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $193M
Free Cash Flow $178M
Capital Spending $-15M
OCF Growth YoY -28.8%
FCF Growth YoY -32.2%
FCF/Sales 29.8%
CapEx/Sales 2.5%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively WAFD INC uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For WAFD INC: An asset turnover of 0.03x suggests room for improvement in asset utilization.

Asset Turnover 0.03x
Fixed Assets Turnover 2.4x
Understanding Financial Statement Data

What these metrics mean: Key figures from WAFD INC's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For WAFD INC: With annual revenue of $721M, WAFD INC demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $721M
SG&A Expense $43M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 19%
Total Liabilities 89%
Short-term Debt 6%
Accounts Receivable 0%
Dividend & Shareholder Information
Dividends Per Share $0.96
Payout Ratio 0.4%
Shares Outstanding 81M
Growth Metrics (YoY)
EPS Growth 7.0%

Latest WAFD INC Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting WAFD INC (WAFD) stock price and investment outlook.

, source: Business Wire

WaFd, Inc. is the parent company of Washington Federal Bank, a federally insured Washington state chartered commercial bank dba WaFd Bank that operates branches in Washington, Oregon, Idaho, Utah, ...

, source: Santa Rosa Press Democrat

WaFd sees growth opportunity in the future despite its year-over-year decline in earnings, coming out of a buyout of Santa Rosa’s Luther Burbank Savings and inflationary pressures on a national scale.

, source: Seeking Alpha

The foregoing information should be read in conjunction with the financial statements, notes and other information contained in the Company’s Annual Report on Form 10-K, Quarterly Reports on Form 10-Q ...

, source: The North Bay Business Journal

WaFd Inc. (Nasdaq: WAFD) announced it has finished its fiscal year Sept. 30 with over $200 million in annual earnings, nearly a drop of a quarter of its net income reported in FY 2023. Net income for ...

, source: Morningstar

Today, the Board of Directors of WaFd, Inc. (Nasdaq: WAFD) (the “Company”), announced a regular quarterly cash dividend of 27 cents per share. The dividend will be paid September 5, 2025, to common ...

WAFD INC Competitors & Peer Analysis - Finance Sector

Comparative analysis of WAFD INC against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
ALRS Unlock Forecast - 30 Days FREE Trial $534M 13.8x 1.0x
AMJB Unlock Forecast - 30 Days FREE Trial $82107M 1.5x 0.2x
AMTB Unlock Forecast - 30 Days FREE Trial $769M 209.2x 0.8x
AROW Unlock Forecast - 30 Days FREE Trial $434M 14.2x 1.1x
ASRV Unlock Forecast - 30 Days FREE Trial $48M 13.1x 0.4x
ATLO Unlock Forecast - 30 Days FREE Trial $176M 12.8x 0.9x
BAC Unlock Forecast - 30 Days FREE Trial $383941M 13.7x 1.3x
BAC-PB Unlock Forecast - 30 Days FREE Trial $195864M 7.0x 0.7x
BAC-PE Unlock Forecast - 30 Days FREE Trial $166562M 5.9x 0.6x
BAC-PK Unlock Forecast - 30 Days FREE Trial $192163M 6.8x 0.6x
BAC-PL Unlock Forecast - 30 Days FREE Trial $9616252M 342.6x 32.1x
BAC-PM Unlock Forecast - 30 Days FREE Trial $177897M 6.3x 0.6x
BAC-PN Unlock Forecast - 30 Days FREE Trial $163786M 5.8x 0.6x
BAC-PO Unlock Forecast - 30 Days FREE Trial $144971M 5.2x 0.5x
BAC-PP Unlock Forecast - 30 Days FREE Trial $135100M 4.8x 0.5x
BAC-PQ Unlock Forecast - 30 Days FREE Trial $139727M 5.0x 0.5x
BAC-PS Unlock Forecast - 30 Days FREE Trial $156152M 5.6x 0.5x
BACRP Unlock Forecast - 30 Days FREE Trial $1657908M 59.1x 5.5x
BANC Unlock Forecast - 30 Days FREE Trial $2770M 18.8x 0.8x
BANC-PF Unlock Forecast - 30 Days FREE Trial $4115M 27.9x 1.2x
BANF Unlock Forecast - 30 Days FREE Trial $4196M 18.0x 2.4x
BANFP Unlock Forecast - 30 Days FREE Trial $875M 3.7x 0.5x
BFC Unlock Forecast - 30 Days FREE Trial $1284M 18.6x 2.1x
BHRB Unlock Forecast - 30 Days FREE Trial $880M 8.4x 1.1x
BML-PG Unlock Forecast - 30 Days FREE Trial $159159M 5.7x 0.5x
BML-PH Unlock Forecast - 30 Days FREE Trial $158234M 5.6x 0.5x
BML-PJ Unlock Forecast - 30 Days FREE Trial $162668M 5.8x 0.5x
BML-PL Unlock Forecast - 30 Days FREE Trial $157617M 5.6x 0.5x
BOKF Unlock Forecast - 30 Days FREE Trial $8854M 16.5x 1.5x
C Unlock Forecast - 30 Days FREE Trial $183641M 13.0x 0.9x
CAC Unlock Forecast - 30 Days FREE Trial $618M 12.6x 1.0x
CARE Unlock Forecast - 30 Days FREE Trial $427M 13.6x 1.1x
CBNA Unlock Forecast - 30 Days FREE Trial $207M x 1.3x
CBNK Unlock Forecast - 30 Days FREE Trial $485M 11.2x 1.3x
CBU Unlock Forecast - 30 Days FREE Trial $3015M 15.5x 1.6x
CFBK Unlock Forecast - 30 Days FREE Trial $147M 8.2x 0.8x
CFR Unlock Forecast - 30 Days FREE Trial $8227M 13.5x 2.0x
CFR-PB Unlock Forecast - 30 Days FREE Trial $1176M 1.9x 0.3x
CHCO Unlock Forecast - 30 Days FREE Trial $1746M 14.3x 2.3x
CMA Unlock Forecast - 30 Days FREE Trial $10588M 14.6x 1.3x
COF Unlock Forecast - 30 Days FREE Trial $134772M 16.5x 1.2x
COF-PI Unlock Forecast - 30 Days FREE Trial $13040M x 0.1x
COF-PJ Unlock Forecast - 30 Days FREE Trial $12464M x 0.1x
COF-PK Unlock Forecast - 30 Days FREE Trial $12112M x 0.1x
COF-PL Unlock Forecast - 30 Days FREE Trial $11294M x 0.1x
COF-PN Unlock Forecast - 30 Days FREE Trial $11332M x 0.1x
C-PN Unlock Forecast - 30 Days FREE Trial $58891M 4.2x 0.3x
DCOM Unlock Forecast - 30 Days FREE Trial $1285M 29.2x 0.9x
DCOMG Unlock Forecast - 30 Days FREE Trial $1174M 26.6x 0.8x
DCOMP Unlock Forecast - 30 Days FREE Trial $850M 19.3x 0.6x
ENBP Unlock Forecast - 30 Days FREE Trial $114M 6.6x 0.8x
FCF Unlock Forecast - 30 Days FREE Trial $1738M 13.0x 1.2x
FDBC Unlock Forecast - 30 Days FREE Trial $239M 10.1x 1.1x
FFBC Unlock Forecast - 30 Days FREE Trial $2397M 10.0x 0.9x
FHN Unlock Forecast - 30 Days FREE Trial $12553M 14.9x 1.4x
FHN-PC Unlock Forecast - 30 Days FREE Trial $13577M 16.1x 1.5x
FHN-PE Unlock Forecast - 30 Days FREE Trial $13394M 15.9x 1.5x
FHN-PF Unlock Forecast - 30 Days FREE Trial $9872M 11.7x 1.1x
FIISO Unlock Forecast - 30 Days FREE Trial $2638M x 4.4x
FISI Unlock Forecast - 30 Days FREE Trial $533M 8.1x 0.9x
FMCB Unlock Forecast - 30 Days FREE Trial $740M 8.2x 1.2x
FNB Unlock Forecast - 30 Days FREE Trial $5784M 12.4x 0.9x
FNLC Unlock Forecast - 30 Days FREE Trial $270M 9.0x 1.0x
FRME Unlock Forecast - 30 Days FREE Trial $2130M 9.4x 0.9x
FRMEP Unlock Forecast - 30 Days FREE Trial $1497M 6.6x 0.6x
FSUN Unlock Forecast - 30 Days FREE Trial $1116M 12.6x 1.0x
FULT Unlock Forecast - 30 Days FREE Trial $3373M 10.4x 1.0x
FULTP Unlock Forecast - 30 Days FREE Trial $3695M 11.4x 1.1x
FUNC Unlock Forecast - 30 Days FREE Trial $226M 9.5x 1.2x
GNTY Unlock Forecast - 30 Days FREE Trial $560M 15.5x 1.7x
HAFC Unlock Forecast - 30 Days FREE Trial $719M 11.0x 0.9x
HBAN Unlock Forecast - 30 Days FREE Trial $24257M 11.5x 1.2x
HBANL Unlock Forecast - 30 Days FREE Trial $37632M 17.8x 1.8x
HBANM Unlock Forecast - 30 Days FREE Trial $34886M 16.5x 1.7x
HBANP Unlock Forecast - 30 Days FREE Trial $27612M 13.1x 1.3x
HOPE Unlock Forecast - 30 Days FREE Trial $1366M 32.8x 0.6x
HWBK Unlock Forecast - 30 Days FREE Trial $206M 10.0x 1.3x
JPM Unlock Forecast - 30 Days FREE Trial $858234M 15.2x 2.4x
JPM-PC Unlock Forecast - 30 Days FREE Trial $71742M 1.3x 0.2x
JPM-PD Unlock Forecast - 30 Days FREE Trial $69916M 1.2x 0.2x
JPM-PJ Unlock Forecast - 30 Days FREE Trial $59916M 1.1x 0.2x
JPM-PK Unlock Forecast - 30 Days FREE Trial $56686M 1.0x 0.2x
JPM-PL Unlock Forecast - 30 Days FREE Trial $57472M 1.0x 0.2x
JPM-PM Unlock Forecast - 30 Days FREE Trial $53511M 1.0x 0.2x
KEY Unlock Forecast - 30 Days FREE Trial $20121M 114.3x 1.0x
KEY-PI Unlock Forecast - 30 Days FREE Trial $27836M 158.2x 1.4x
KEY-PJ Unlock Forecast - 30 Days FREE Trial $25235M 143.4x 1.3x
KEY-PK Unlock Forecast - 30 Days FREE Trial $24847M 141.2x 1.3x
KEY-PL Unlock Forecast - 30 Days FREE Trial $28024M 159.2x 1.4x
LARK Unlock Forecast - 30 Days FREE Trial $150300M 9210.7x 1013.0x
LCNB Unlock Forecast - 30 Days FREE Trial $203M 9.6x 0.8x
MER-PK Unlock Forecast - 30 Days FREE Trial $197754M 7.0x 0.7x
MFG Unlock Forecast - 30 Days FREE Trial $16921M x 0.0x
MRBK Unlock Forecast - 30 Days FREE Trial $163M 8.9x 0.9x
MZHOF Unlock Forecast - 30 Days FREE Trial $88901M x 0.0x
NBHC Unlock Forecast - 30 Days FREE Trial $1420M 11.9x 1.1x
NBTB Unlock Forecast - 30 Days FREE Trial $1953M 14.6x 1.1x
NEWT Unlock Forecast - 30 Days FREE Trial $283M 5.3x 0.9x
NEWTG Unlock Forecast - 30 Days FREE Trial $662M 12.4x 2.1x
NEWTH Unlock Forecast - 30 Days FREE Trial $660M 12.4x 2.1x
NEWTI Unlock Forecast - 30 Days FREE Trial $661M 12.4x 2.1x
NEWTZ Unlock Forecast - 30 Days FREE Trial $662M 12.4x 2.1x
NIC Unlock Forecast - 30 Days FREE Trial $2027M 15.0x 1.7x
NKSH Unlock Forecast - 30 Days FREE Trial $176M 15.6x 1.0x
NWBI Unlock Forecast - 30 Days FREE Trial $1571M 10.9x 1.0x
OCFC Unlock Forecast - 30 Days FREE Trial $1048M 12.0x 0.6x
ONB Unlock Forecast - 30 Days FREE Trial $8522M 15.0x 1.1x
ONBPO Unlock Forecast - 30 Days FREE Trial $9878M 17.4x 1.2x
ONBPP Unlock Forecast - 30 Days FREE Trial $9930M 17.5x 1.2x
OPHC Unlock Forecast - 30 Days FREE Trial $50M 3.4x 0.5x
PFIS Unlock Forecast - 30 Days FREE Trial $459M 13.6x 0.9x
PNFP Unlock Forecast - 30 Days FREE Trial $7071M 11.9x 1.1x
PNFPP Unlock Forecast - 30 Days FREE Trial $1954M 3.3x 0.3x
PRK Unlock Forecast - 30 Days FREE Trial $2564M 15.3x 2.3x
RF Unlock Forecast - 30 Days FREE Trial $22955M 11.1x 1.2x
RF-PC Unlock Forecast - 30 Days FREE Trial $22284M 10.7x 1.2x
RF-PE Unlock Forecast - 30 Days FREE Trial $16887M 8.1x 0.9x
RF-PF Unlock Forecast - 30 Days FREE Trial $23245M 11.2x 1.3x
SFNC Unlock Forecast - 30 Days FREE Trial $2400M 15.0x 0.7x
SFST Unlock Forecast - 30 Days FREE Trial $340M 15.5x 1.0x
SHBI Unlock Forecast - 30 Days FREE Trial $517M 9.6x 0.9x
SMBK Unlock Forecast - 30 Days FREE Trial $569M 13.6x 1.1x
SNNF Unlock Forecast - 30 Days FREE Trial $22M x 0.9x
SNV Unlock Forecast - 30 Days FREE Trial $6704M 8.5x 1.2x
SNV-PD Unlock Forecast - 30 Days FREE Trial $3549M 4.5x 0.6x
SNV-PE Unlock Forecast - 30 Days FREE Trial $3775M 4.8x 0.7x
STEL Unlock Forecast - 30 Days FREE Trial $1589M 14.4x 1.0x
TBBK Unlock Forecast - 30 Days FREE Trial $3669M 16.4x 4.3x
TRMK Unlock Forecast - 30 Days FREE Trial $2391M 11.0x 1.2x
UBFO Unlock Forecast - 30 Days FREE Trial $150M 13.5x 1.1x
UBOH Unlock Forecast - 30 Days FREE Trial $117M 10.3x 1.4x
UMBF Unlock Forecast - 30 Days FREE Trial $9010M 17.1x 1.2x
UMBFO Unlock Forecast - 30 Days FREE Trial $2090M 4.0x 0.3x
USB Unlock Forecast - 30 Days FREE Trial $74024M 10.7x 1.2x
USB-PA Unlock Forecast - 30 Days FREE Trial $1304405M 189.0x 21.2x
USB-PH Unlock Forecast - 30 Days FREE Trial $30144M 4.4x 0.5x
USB-PP Unlock Forecast - 30 Days FREE Trial $37531M 5.4x 0.6x
USB-PQ Unlock Forecast - 30 Days FREE Trial $25209M 3.7x 0.4x
USB-PR Unlock Forecast - 30 Days FREE Trial $26718M 3.9x 0.4x
USB-PS Unlock Forecast - 30 Days FREE Trial $31181M 4.5x 0.5x
VABK Unlock Forecast - 30 Days FREE Trial $204M 11.4x 1.2x
VLY Unlock Forecast - 30 Days FREE Trial $6136M 13.6x 0.8x
VLYPN Unlock Forecast - 30 Days FREE Trial $14683M 32.4x 1.9x
VLYPO Unlock Forecast - 30 Days FREE Trial $14153M 31.3x 1.9x
VLYPP Unlock Forecast - 30 Days FREE Trial $14255M 31.5x 1.9x
VYLD Unlock Forecast - 30 Days FREE Trial $75585M 1.3x 0.2x
WABC Unlock Forecast - 30 Days FREE Trial $1201M 9.5x 1.3x
WAFD Unlock Forecast - 30 Days FREE Trial $2358M 10.4x 0.8x
WAFDP Unlock Forecast - 30 Days FREE Trial $1338M 5.9x 0.4x
WBHC Unlock Forecast - 30 Days FREE Trial $2103M 33.3x 4.0x
WBS Unlock Forecast - 30 Days FREE Trial $9934M 11.6x 1.1x
WBS-PF Unlock Forecast - 30 Days FREE Trial $3384M 4.0x 0.4x
WBS-PG Unlock Forecast - 30 Days FREE Trial $4178M 4.9x 0.5x
WFC Unlock Forecast - 30 Days FREE Trial $265852M 12.9x 1.5x
WFCNP Unlock Forecast - 30 Days FREE Trial $5324M 0.3x 0.0x
WFC-PA Unlock Forecast - 30 Days FREE Trial $65689M 3.2x 0.4x
WFC-PC Unlock Forecast - 30 Days FREE Trial $61030M 3.0x 0.3x
WFC-PD Unlock Forecast - 30 Days FREE Trial $59500M 2.9x 0.3x
WFC-PL Unlock Forecast - 30 Days FREE Trial $4074771M 198.0x 22.5x
WFC-PY Unlock Forecast - 30 Days FREE Trial $82993M 4.0x 0.5x
WFC-PZ Unlock Forecast - 30 Days FREE Trial $66521M 3.2x 0.4x
WSBC Unlock Forecast - 30 Days FREE Trial $3200M 23.7x 0.8x
WSBCP Unlock Forecast - 30 Days FREE Trial $2427M 17.9x 0.6x
WSFS Unlock Forecast - 30 Days FREE Trial $3072M 11.5x 1.2x
ZION Unlock Forecast - 30 Days FREE Trial $8241M 9.8x 1.3x
ZIONP Unlock Forecast - 30 Days FREE Trial $3231M 3.8x 0.5x

Frequently Asked Questions - WAFD INC Stock Forecast

How accurate are WAFD INC stock predictions?

Our AI model demonstrates 34% historical accuracy for WAFD predictions, based on advanced machine learning algorithms trained on over 10 years of market data.

What factors influence WAFD INC stock price forecasts?

Our analysis considers WAFD INC's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is WAFD INC a good investment in 2025?

Based on our AI analysis, WAFD INC shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are WAFD INC forecasts updated?

WAFD INC stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

Want More Advanced WAFD INC Analysis?

Unlock premium features including detailed price targets, risk assessments, portfolio optimization, and real-time alerts for WAFD INC stock.

My Portfolio

Investment Dashboard

Loading your portfolio...