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Affirm Holdings, Inc. AFRM Stock Forecast

AI-powered price prediction and analysis for Affirm Holdings, Inc. ยท Updated Aug 11, 2026

AI 90-Day Forecast
BUY
7 Days
โ–ˆโ–ˆ%
30 Days
โ–ˆโ–ˆ%
90 Days
โ–ˆโ–ˆ%
AI Confidence: 19% Spearman Correlation
August 11, 2026

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Price Chart

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Key Statistics

Market Cap
$25.86B
P/E Ratio
51.5x
P/B Ratio
6.83x
EPS
$-4.28
ROE
-5.0%
Net Margin
-12.4%
Revenue
$4B
D/E Ratio
2.47x

About Affirm Holdings, Inc.

Affirm Holdings, Inc. (AFRM) operates in the Finance sector, specifically in the Personal Credit Institutions industry. .

Affirm Holdings, Inc. is an American financial technology company and a point-of-sale lender. Founded in 2012 by PayPal co-founder Max Levchin, it is the largest U.S. based buy now, pay later (BNPL) financier. As of 2025, Affirm reports nearly 27 million users and processing $37 billion in annual payments. Affirm offers unsecured installment loans at the point-of-sale through various methods. These include payment links at checkout, virtual or physical cards, and integration into third-party digital wallets and banking apps. The โ€ฆ

Finance Personal Credit Institutions Nasdaq Large Cap

Where AFRM sits on the market map

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Personal Credit Institutions Peers

Company Ticker AI Signal Market Cap P/E
Affirm Holdings, Inc. AFRM โ–ˆโ–ˆ% $25.86B 51.5x
Atlanticus Holdings Corp ATLC โ–ˆโ–ˆ% $1.42B 9.2x
Bread Financial Holdings, โ€ฆ BFH โ–ˆโ–ˆ% $4.18B 7.4x
Credit Acceptance Corp CACC โ–ˆโ–ˆ% $5.94B 11.8x
Enova International, Inc. ENVA โ–ˆโ–ˆ% $6.40B 18.0x
Happen, Inc. HAPN โ–ˆโ–ˆ% $2.24B 11.5x
Happen, Inc. LC โ–ˆโ–ˆ% $2.27B 13.0x
Open Lending Corp LPRO โ–ˆโ–ˆ% $371M -x
Nelnet Inc NNI โ–ˆโ–ˆ% $4.52B 14.9x
Onemain Holdings, Inc. OMF โ–ˆโ–ˆ% $7.30B 9.2x
Regional Management Corp. RM โ–ˆโ–ˆ% $294M 6.3x
Slm Corp SLM โ–ˆโ–ˆ% $5.16B 7.0x
World Acceptance Corp WRLD โ–ˆโ–ˆ% $876M 22.3x

FAQ

  • Is Affirm Holdings, Inc. a good stock to buy?

    Our AI analyzes Affirm Holdings, Inc. daily. Check the signal above for the latest recommendation. Always do your own research before investing.

  • How accurate are Affirm Holdings, Inc. predictions?

    Our AI achieves a 19% Spearman correlation for this stock, with 67%+ average accuracy across 4,000+ stocks analyzed daily.

  • How often are forecasts updated?

    Affirm Holdings, Inc. forecasts are updated daily using the latest market data and AI models.

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AI predictions are based on historical patterns and should not be the sole basis for investment decisions. Past performance does not guarantee future results. Always do your own research.

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