OPRT vs QFIN: stock comparison and AI forecast
Oportun Financial Corp (OPRT) and Qfin Holdings, Inc. (QFIN) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
OPRT Oportun Financial Corp
- Market Cap
- $533M
- P/E Ratio
- 13.3x
- Size
- small-cap
- AI Forecast
QFIN Qfin Holdings, Inc.
- Market Cap
- $655M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- QFIN is 1.2 times larger than OPRT by market capitalization ($655M against $533M).
- QFIN turns 25.4% of its revenue into net income, against 3.9% for OPRT.
- OPRT carries 6.41 times debt per unit of equity, against 0.99 times for QFIN.
- Both companies share the SEC industry classification Finance Services.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | OPRT | QFIN |
|---|---|---|
| Market Cap | $533M | $655M |
| P/E Ratio | 13.33x | – |
| P/B Ratio | 1.23x | 1.44x |
| EPS | $0.87 | – |
| Book Value/Share | $9.43 | $3.81 |
| Revenue/Share | $20.79 | – |
Profitability & Margins
| Metric | OPRT | QFIN |
|---|---|---|
| ROE | 8.6% | 203.2% |
| ROA | 1.2% | 102.1% |
| Net Margin | 3.9% | 25.4% |
| EBT Margin | 6.3% | – |
| Tax Rate | 38.3% | – |
Financial Health
| Metric | OPRT | QFIN |
|---|---|---|
| D/E Ratio | 6.41x | 0.99x |
| Financial Leverage | 7.41x | 1.99x |
| Interest Coverage | – | 405.1x |
Cash Flow
| Metric | OPRT | QFIN |
|---|---|---|
| Operating Cash Flow | $441M | – |
| OCF Growth YoY | 11.3% | – |
Operational Efficiency
| Metric | OPRT | QFIN |
|---|---|---|
| Asset Turnover | 0.30x | – |
| Fixed Assets Turnover | 552.3x | – |
Income Statement
| Metric | OPRT | QFIN |
|---|---|---|
| Total Revenue | $956M | – |
| Net Income | $37M | $936M |
| SG&A Expense | $21M | – |
Dividend & Shareholder Information
| Metric | OPRT | QFIN |
|---|---|---|
| Shares Outstanding | 46M | 119M |
| Net Income Growth | 21.7% | – |
OPRT vs QFIN: stock comparison and AI forecast
Which is bigger, OPRT or QFIN?
QFIN is 1.2 times larger than OPRT by market capitalization ($655M against $533M).
Which one does Intratio's AI model rank higher, OPRT or QFIN?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.