OBK vs RBCAA: stock comparison and AI forecast
Origin Bancorp, Inc. (OBK) and Republic Bancorp Inc /Ky/ (RBCAA) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
OBK Origin Bancorp, Inc.
- Price
- $56.64 +19.8% · 6M
- Market Cap
- $1.75B
- P/E Ratio
- 18.8x
- Size
- small-cap
- AI Forecast
RBCAA Republic Bancorp Inc /Ky/
- Price
- $92.78 +20.5% · 6M
- Market Cap
- $1.82B
- P/E Ratio
- 14.4x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- OBK and RBCAA have similar market capitalizations ($1.75B and $1.82B).
- RBCAA trades at 14.4 times trailing earnings, OBK at 18.8 times.
- Over the last six months RBCAA returned +20.5% and OBK +19.8%.
- RBCAA turns 31.3% of its revenue into net income, against 30.3% for OBK.
- OBK carries 11.55 times debt per unit of equity, against 5.10 times for RBCAA.
- RBCAA yields 1.96% in dividends and OBK 1.26%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | OBK | RBCAA |
|---|---|---|
| Market Cap | $1.75B | $1.82B |
| P/E Ratio | 18.75x | 14.39x |
| P/B Ratio | 2.70x | 1.57x |
| Dividend Yield | 1.26% | 1.96% |
| EPS | $3.02 | $6.45 |
| Book Value/Share | $20.95 | $58.92 |
| Revenue/Share | $12.31 | $20.86 |
| FCF/Share | $5.69 | $6.74 |
Profitability & Margins
| Metric | OBK | RBCAA |
|---|---|---|
| ROE | 13.2% | 11.1% |
| ROA | – | 1.8% |
| Net Margin | 30.3% | 31.3% |
| EBT Margin | 45.1% | 39.9% |
| Tax Rate | 21.4% | 21.6% |
Financial Health
| Metric | OBK | RBCAA |
|---|---|---|
| D/E Ratio | 11.55x | 5.10x |
| Financial Leverage | – | 6.10x |
Cash Flow
| Metric | OBK | RBCAA |
|---|---|---|
| Operating Cash Flow | $196M | $141M |
| Free Cash Flow | $175M | $132M |
| Capital Spending | -$20M | -$8M |
| OCF Growth YoY | 55.7% | -20.3% |
| FCF Growth YoY | 57.9% | -21.7% |
| FCF/Sales | 46.2% | 32.3% |
| CapEx/Sales | 5.3% | 2.0% |
Operational Efficiency
| Metric | OBK | RBCAA |
|---|---|---|
| Asset Turnover | – | 0.06x |
| Fixed Assets Turnover | 2.8x | 9.7x |
Income Statement
| Metric | OBK | RBCAA |
|---|---|---|
| Total Revenue | $380M | $409M |
| Net Income | $85M | $128M |
Dividend & Shareholder Information
| Metric | OBK | RBCAA |
|---|---|---|
| Dividends Per Share | $0.71 | $1.81 |
| Payout Ratio | 23.5% | 28.1% |
| Shares Outstanding | 31M | 20M |
| Net Income Growth | 0.0% | 3.0% |
| EPS Growth | 34.2% | 2.7% |
OBK vs RBCAA: stock comparison and AI forecast
Which is bigger, OBK or RBCAA?
OBK and RBCAA have similar market capitalizations ($1.75B and $1.82B).
Which is cheaper on earnings, OBK or RBCAA?
RBCAA trades at 14.4 times trailing earnings, OBK at 18.8 times.
Which stock performed better over the last six months, OBK or RBCAA?
Over the last six months RBCAA returned +20.5% and OBK +19.8%.
Which one does Intratio's AI model rank higher, OBK or RBCAA?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.