MCHB vs SBCF: stock comparison and AI forecast
Mechanics Bancorp (MCHB) and Seacoast Banking Corp Of Florida (SBCF) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
MCHB Mechanics Bancorp
- Market Cap
- $3.24B
- P/E Ratio
- 8.3x
- Size
- mid-cap
- AI Forecast
SBCF Seacoast Banking Corp Of Florida
- Market Cap
- $3.25B
- P/E Ratio
- 19.8x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- MCHB and SBCF have similar market capitalizations ($3.24B and $3.25B).
- MCHB trades at 8.3 times trailing earnings, SBCF at 19.8 times.
- MCHB carries 17.88 times debt per unit of equity, against 7.03 times for SBCF.
- MCHB yields 9.34% in dividends; SBCF pays none.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | MCHB | SBCF |
|---|---|---|
| Market Cap | $3.24B | $3.25B |
| P/E Ratio | 8.32x | 19.77x |
| P/B Ratio | 8.05x | 1.25x |
| Dividend Yield | 9.34% | – |
| EPS | $1.76 | $1.70 |
| Book Value/Share | $1.82 | $26.81 |
| Revenue/Share | $4.96 | $7.69 |
| FCF/Share | $1.25 | – |
Profitability & Margins
| Metric | MCHB | SBCF |
|---|---|---|
| ROE | – | 7.2% |
| ROA | – | 0.9% |
| Net Margin | – | 24.9% |
| EBT Margin | 273.6% | 31.6% |
| Tax Rate | 19.9% | 21.3% |
Financial Health
| Metric | MCHB | SBCF |
|---|---|---|
| D/E Ratio | 17.88x | 7.03x |
| Financial Leverage | – | 8.16x |
Cash Flow
| Metric | MCHB | SBCF |
|---|---|---|
| Operating Cash Flow | $290M | $327M |
| Free Cash Flow | $278M | – |
| Capital Spending | -$12M | – |
| OCF Growth YoY | – | 83.0% |
| FCF/Sales | 25.3% | – |
| CapEx/Sales | 1.1% | – |
Operational Efficiency
| Metric | MCHB | SBCF |
|---|---|---|
| Asset Turnover | – | 0.04x |
| Fixed Assets Turnover | 7.8x | 4.7x |
Income Statement
| Metric | MCHB | SBCF |
|---|---|---|
| Total Revenue | $1.10B | $745M |
| Net Income | – | $186M |
Dividend & Shareholder Information
| Metric | MCHB | SBCF |
|---|---|---|
| Dividends Per Share | $1.37 | – |
| Payout Ratio | 77.8% | – |
| Shares Outstanding | 221M | 97M |
| Net Income Growth | – | 28.2% |
| EPS Growth | – | 14.9% |
MCHB vs SBCF: stock comparison and AI forecast
Which is bigger, MCHB or SBCF?
MCHB and SBCF have similar market capitalizations ($3.24B and $3.25B).
Which is cheaper on earnings, MCHB or SBCF?
MCHB trades at 8.3 times trailing earnings, SBCF at 19.8 times.
Which one does Intratio's AI model rank higher, MCHB or SBCF?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.