MARA vs UPST: stock comparison and AI forecast
Mara Holdings, Inc. (MARA) and Upstart Holdings, Inc. (UPST) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
MARA Mara Holdings, Inc.
- Price
- $5.88 -53.7% · 6M
- Market Cap
- $2.27B
- P/E Ratio
- –
- Size
- mid-cap
- AI Forecast
UPST Upstart Holdings, Inc.
- Market Cap
- $2.15B
- P/E Ratio
- 40.3x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- MARA and UPST have similar market capitalizations ($2.27B and $2.15B).
- UPST turns 4.9% of its revenue into net income, against -429.7% for MARA.
- UPST carries 2.76 times debt per unit of equity, against 1.56 times for MARA.
- Both companies share the SEC industry classification Finance Services.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | MARA | UPST |
|---|---|---|
| Market Cap | $2.27B | $2.15B |
| P/E Ratio | – | 40.26x |
| P/B Ratio | 1.37x | 2.43x |
| EPS | $-8.89 | $0.55 |
| Book Value/Share | $4.30 | $9.12 |
| Revenue/Share | $2.08 | $13.77 |
| FCF/Share | $-3.21 | $-1.92 |
Profitability & Margins
| Metric | MARA | UPST |
|---|---|---|
| ROE | -208.1% | 7.3% |
| ROA | -79.5% | 1.9% |
| ROIC | -78.4% | – |
| Operating Margin | -366.3% | 4.6% |
| Net Margin | -429.7% | 4.9% |
| EBT Margin | -452.2% | 4.1% |
| Tax Rate | 4.8% | 3.4% |
Financial Health
| Metric | MARA | UPST |
|---|---|---|
| Current Ratio | 0.89x | – |
| D/E Ratio | 1.56x | 2.76x |
| Financial Leverage | 2.62x | 3.76x |
| Interest Coverage | -158.0x | 5.5x |
| Working Capital | -$65M | – |
Cash Flow
| Metric | MARA | UPST |
|---|---|---|
| Operating Cash Flow | -$895M | -$181M |
| Free Cash Flow | -$1.24B | -$187M |
| Capital Spending | -$344M | -$6M |
| FCF/Sales | -154.0% | -14.0% |
| CapEx/Sales | 42.7% | 0.4% |
Operational Efficiency
| Metric | MARA | UPST |
|---|---|---|
| Asset Turnover | 0.18x | 0.40x |
| Fixed Assets Turnover | 0.7x | 26.2x |
Income Statement
| Metric | MARA | UPST |
|---|---|---|
| Total Revenue | $804M | $1.34B |
| Operating Income | -$2.95B | $62M |
| Net Income | -$3.46B | $65M |
| R&D Expense | $28M | $334M |
| SG&A Expense | – | $1.03B |
Dividend & Shareholder Information
| Metric | MARA | UPST |
|---|---|---|
| Shares Outstanding | 386M | 97M |
| Net Income Growth | -821.3% | 60.5% |
| EPS Growth | -1285.3% | – |
MARA vs UPST: stock comparison and AI forecast
Which is bigger, MARA or UPST?
MARA and UPST have similar market capitalizations ($2.27B and $2.15B).
Which one does Intratio's AI model rank higher, MARA or UPST?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.