KRNY vs NRIM: stock comparison and AI forecast
Kearny Financial Corp. (KRNY) and Northrim Bancorp Inc (NRIM) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
KRNY Kearny Financial Corp.
- Price
- $9.03 +11.8% · 6M
- Market Cap
- $586M
- P/E Ratio
- 15.6x
- Size
- small-cap
- AI Forecast
NRIM Northrim Bancorp Inc
- Price
- $23.57 -4.4% · 6M
- Market Cap
- $524M
- P/E Ratio
- 12.7x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- KRNY is 1.1 times larger than NRIM by market capitalization ($586M against $524M).
- NRIM trades at 12.7 times trailing earnings, KRNY at 15.6 times.
- Over the last six months KRNY returned +11.8% and NRIM -4.4%.
- NRIM turns 21.9% of its revenue into net income, against 19.3% for KRNY.
- KRNY carries 9.29 times debt per unit of equity, against 9.05 times for NRIM.
- KRNY yields 4.76% in dividends and NRIM 2.83%.
- Both companies share the SEC industry classification Savings Institution, Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | KRNY | NRIM |
|---|---|---|
| Market Cap | $586M | $524M |
| P/E Ratio | 15.57x | 12.67x |
| P/B Ratio | 0.78x | 1.47x |
| Dividend Yield | 4.76% | 2.83% |
| EPS | $0.58 | $1.86 |
| Book Value/Share | $11.64 | $16.01 |
| Revenue/Share | $2.73 | $11.45 |
| FCF/Share | – | $3.68 |
Profitability & Margins
| Metric | KRNY | NRIM |
|---|---|---|
| ROE | 4.6% | 15.7% |
| ROA | 0.4% | 1.6% |
| Gross Margin | – | 79.1% |
| Net Margin | 19.3% | 21.9% |
| EBT Margin | 26.9% | 28.9% |
| Tax Rate | 23.5% | 24.0% |
Financial Health
| Metric | KRNY | NRIM |
|---|---|---|
| D/E Ratio | 9.29x | 9.05x |
| Financial Leverage | 10.29x | 10.05x |
Cash Flow
| Metric | KRNY | NRIM |
|---|---|---|
| Operating Cash Flow | $46M | $88M |
| Free Cash Flow | – | $82M |
| Capital Spending | – | -$6M |
| OCF Growth YoY | 91.9% | -37.2% |
| FCF Growth YoY | – | -40.8% |
| FCF/Sales | – | 32.1% |
| CapEx/Sales | – | 2.5% |
Operational Efficiency
| Metric | KRNY | NRIM |
|---|---|---|
| Asset Turnover | 0.02x | 0.07x |
| Receivables Turnover | – | 2.5x |
| Fixed Assets Turnover | 4.2x | 6.2x |
| Days Sales Outstanding | – | 146 days |
Income Statement
| Metric | KRNY | NRIM |
|---|---|---|
| Total Revenue | $177M | $255M |
| Net Income | $35M | $56M |
| Cost of Goods Sold | – | $53M |
Dividend & Shareholder Information
| Metric | KRNY | NRIM |
|---|---|---|
| Dividends Per Share | $0.43 | $0.67 |
| Payout Ratio | 74.1% | 36.0% |
| Shares Outstanding | 65M | 22M |
| Net Income Growth | 6.7% | -11.5% |
| EPS Growth | 23.4% | -33.6% |
KRNY vs NRIM: stock comparison and AI forecast
Which is bigger, KRNY or NRIM?
KRNY is 1.1 times larger than NRIM by market capitalization ($586M against $524M).
Which is cheaper on earnings, KRNY or NRIM?
NRIM trades at 12.7 times trailing earnings, KRNY at 15.6 times.
Which stock performed better over the last six months, KRNY or NRIM?
Over the last six months KRNY returned +11.8% and NRIM -4.4%.
Which one does Intratio's AI model rank higher, KRNY or NRIM?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.