INDB vs RNST: stock comparison and AI forecast
Independent Bank Corp (INDB) and Renasant Corp (RNST) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
INDB Independent Bank Corp
- Market Cap
- $4.00B
- P/E Ratio
- 15.3x
- Size
- mid-cap
- AI Forecast
RNST Renasant Corp
- Market Cap
- $3.63B
- P/E Ratio
- 12.3x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- INDB is 1.1 times larger than RNST by market capitalization ($4.00B against $3.63B).
- RNST trades at 12.2 times trailing earnings, INDB at 15.3 times.
- RNST turns 31.3% of its revenue into net income, against 28.6% for INDB.
- RNST carries 6.18 times debt per unit of equity, against 6.11 times for INDB.
- INDB yields 2.87% in dividends and RNST 2.42%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | INDB | RNST |
|---|---|---|
| Market Cap | $4.00B | $3.63B |
| P/E Ratio | 15.26x | 12.25x |
| P/B Ratio | 1.14x | 0.95x |
| Dividend Yield | 2.87% | 2.42% |
| EPS | $5.53 | $3.24 |
| Book Value/Share | $74.15 | $41.92 |
| Revenue/Share | $20.03 | $11.63 |
| FCF/Share | $6.41 | $4.77 |
Profitability & Margins
| Metric | INDB | RNST |
|---|---|---|
| ROE | 7.7% | 8.7% |
| ROA | 1.1% | 1.2% |
| Net Margin | 28.6% | 31.3% |
| EBT Margin | 37.3% | 39.1% |
| Tax Rate | – | 19.8% |
Financial Health
| Metric | INDB | RNST |
|---|---|---|
| D/E Ratio | 6.11x | 6.18x |
| Financial Leverage | 7.11x | 7.18x |
Cash Flow
| Metric | INDB | RNST |
|---|---|---|
| Operating Cash Flow | $322M | $457M |
| Free Cash Flow | $304M | $436M |
| Capital Spending | -$18M | -$21M |
| OCF Growth YoY | 38.0% | 78.1% |
| FCF Growth YoY | 41.5% | 95.6% |
| FCF/Sales | 32.0% | 41.0% |
| CapEx/Sales | 1.9% | 2.0% |
Operational Efficiency
| Metric | INDB | RNST |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
| Fixed Assets Turnover | 4.3x | – |
Income Statement
| Metric | INDB | RNST |
|---|---|---|
| Total Revenue | $949M | $1.06B |
| Net Income | $271M | $333M |
Dividend & Shareholder Information
| Metric | INDB | RNST |
|---|---|---|
| Dividends Per Share | $2.42 | $0.96 |
| Payout Ratio | 43.8% | 29.6% |
| Shares Outstanding | 47M | 91M |
| Net Income Growth | 44.0% | 126.6% |
| EPS Growth | 24.8% | 59.6% |
INDB vs RNST: stock comparison and AI forecast
Which is bigger, INDB or RNST?
INDB is 1.1 times larger than RNST by market capitalization ($4.00B against $3.63B).
Which is cheaper on earnings, INDB or RNST?
RNST trades at 12.2 times trailing earnings, INDB at 15.3 times.
Which one does Intratio's AI model rank higher, INDB or RNST?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.