FRME vs WAFD: stock comparison and AI forecast
First Merchants Corp (FRME) and Wafd Inc (WAFD) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FRME First Merchants Corp
- Price
- $41.89 +2.9% · 6M
- Market Cap
- $2.57B
- P/E Ratio
- 9.9x
- Size
- mid-cap
- AI Forecast
WAFD Wafd Inc
- Market Cap
- $2.18B
- P/E Ratio
- 8.0x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- FRME is 1.2 times larger than WAFD by market capitalization ($2.57B against $2.18B).
- WAFD trades at 8.0 times trailing earnings, FRME at 9.9 times.
- WAFD turns 33.7% of its revenue into net income, against 29.2% for FRME.
- WAFD carries 8.13 times debt per unit of equity, against 6.99 times for FRME.
- WAFD yields 3.71% in dividends and FRME 3.50%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FRME | WAFD |
|---|---|---|
| Market Cap | $2.57B | $2.18B |
| P/E Ratio | 9.87x | 7.99x |
| P/B Ratio | 0.98x | 0.72x |
| Dividend Yield | 3.50% | 3.71% |
| EPS | $4.16 | $3.69 |
| Book Value/Share | $42.06 | $40.85 |
| Revenue/Share | $10.79 | $10.29 |
| FCF/Share | – | $3.07 |
Profitability & Margins
| Metric | FRME | WAFD |
|---|---|---|
| ROE | 7.5% | 8.5% |
| ROA | 0.9% | 0.9% |
| Net Margin | 29.2% | 33.7% |
| EBT Margin | 32.5% | 43.1% |
| Tax Rate | 10.2% | 21.8% |
Financial Health
| Metric | FRME | WAFD |
|---|---|---|
| D/E Ratio | 6.99x | 8.13x |
| Financial Leverage | 7.99x | 9.13x |
Cash Flow
| Metric | FRME | WAFD |
|---|---|---|
| Operating Cash Flow | $306M | $268M |
| Free Cash Flow | – | $227M |
| Capital Spending | – | -$41M |
| OCF Growth YoY | 13.1% | -3.1% |
| FCF Growth YoY | – | -9.9% |
| FCF/Sales | – | 29.8% |
| CapEx/Sales | – | 5.3% |
Operational Efficiency
| Metric | FRME | WAFD |
|---|---|---|
| Asset Turnover | 0.03x | 0.03x |
| Fixed Assets Turnover | 4.7x | 2.6x |
Income Statement
| Metric | FRME | WAFD |
|---|---|---|
| Total Revenue | $676M | $761M |
| Net Income | $198M | $256M |
Dividend & Shareholder Information
| Metric | FRME | WAFD |
|---|---|---|
| Dividends Per Share | $1.44 | $1.10 |
| Payout Ratio | 34.6% | 29.8% |
| Shares Outstanding | 63M | 74M |
| Net Income Growth | -15.3% | 13.2% |
| EPS Growth | 8.1% | 24.7% |
FRME vs WAFD: stock comparison and AI forecast
Which is bigger, FRME or WAFD?
FRME is 1.2 times larger than WAFD by market capitalization ($2.57B against $2.18B).
Which is cheaper on earnings, FRME or WAFD?
WAFD trades at 8.0 times trailing earnings, FRME at 9.9 times.
Which one does Intratio's AI model rank higher, FRME or WAFD?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.