FICO vs FIS: stock comparison and AI forecast
Fair Isaac Corp (FICO) and Fidelity National Information Services, Inc. (FIS) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FICO Fair Isaac Corp
- Market Cap
- $15.28B
- P/E Ratio
- 20.4x
- Size
- large-cap
- AI Forecast
FIS Fidelity National Information Services, Inc.
- Market Cap
- $15.16B
- P/E Ratio
- 4.9x
- Size
- large-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- FICO and FIS have similar market capitalizations ($15.28B and $15.16B).
- FIS trades at 4.9 times trailing earnings, FICO at 20.4 times.
- FIS yields 5.90% in dividends; FICO pays none.
- Both companies share the SEC industry classification Services-Business Services, NEC.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FICO | FIS |
|---|---|---|
| Market Cap | $15.28B | $15.16B |
| P/E Ratio | 20.44x | 4.94x |
| P/B Ratio | – | 0.97x |
| Dividend Yield | – | 5.90% |
| EPS | $34.61 | $5.95 |
| Book Value/Share | – | $30.44 |
| Revenue/Share | $110.83 | $25.09 |
| FCF/Share | $46.12 | $5.39 |
Profitability & Margins
| Metric | FICO | FIS |
|---|---|---|
| ROA | 40.0% | – |
| ROIC | 95.7% | – |
| Gross Margin | 85.1% | 35.9% |
| Operating Margin | 51.6% | 20.4% |
| Net Margin | 34.0% | – |
| EBT Margin | 44.5% | 36.6% |
| Tax Rate | 23.5% | 9.1% |
Financial Health
| Metric | FICO | FIS |
|---|---|---|
| Current Ratio | 1.18x | 0.55x |
| D/E Ratio | – | 1.15x |
| Interest Coverage | 2.2x | 2.5x |
| Working Capital | $136M | -$4.35B |
Cash Flow
| Metric | FICO | FIS |
|---|---|---|
| Operating Cash Flow | $1.00B | $2.94B |
| Free Cash Flow | $996M | $2.78B |
| Capital Spending | -$6M | -$161M |
| OCF Growth YoY | 28.1% | 7.3% |
| FCF Growth YoY | 28.5% | 7.4% |
| FCF/Sales | 41.6% | 21.5% |
| CapEx/Sales | 0.2% | 1.2% |
Operational Efficiency
| Metric | FICO | FIS |
|---|---|---|
| Asset Turnover | 1.17x | – |
| Receivables Turnover | 4.0x | – |
| Fixed Assets Turnover | 26.3x | 11.7x |
| Days Sales Outstanding | 90 days | – |
| Payables Period | 28 days | – |
Income Statement
| Metric | FICO | FIS |
|---|---|---|
| Total Revenue | $2.39B | $12.94B |
| Operating Income | $1.24B | $2.12B |
| Net Income | $815M | – |
| R&D Expense | $208M | – |
| SG&A Expense | $581M | $2.46B |
| Cost of Goods Sold | $357M | $8.30B |
Dividend & Shareholder Information
| Metric | FICO | FIS |
|---|---|---|
| Dividends Per Share | – | $1.73 |
| Payout Ratio | – | 29.1% |
| Shares Outstanding | 22M | 516M |
| Net Income Growth | 28.8% | – |
| EPS Growth | 35.4% | 489.1% |
FICO vs FIS: stock comparison and AI forecast
Which is bigger, FICO or FIS?
FICO and FIS have similar market capitalizations ($15.28B and $15.16B).
Which is cheaper on earnings, FICO or FIS?
FIS trades at 4.9 times trailing earnings, FICO at 20.4 times.
Which one does Intratio's AI model rank higher, FICO or FIS?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.