FCBC vs HBIA: stock comparison and AI forecast
First Community Bankshares Inc /Va/ (FCBC) and Hills Bancorporation (HBIA) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FCBC First Community Bankshares Inc /Va/
- Price
- $45.40 +5.0% · 6M
- Market Cap
- $859M
- P/E Ratio
- 14.3x
- Size
- small-cap
- AI Forecast
HBIA Hills Bancorporation
- Market Cap
- $813M
- P/E Ratio
- 10.9x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- FCBC and HBIA have similar market capitalizations ($859M and $813M).
- HBIA trades at 10.9 times trailing earnings, FCBC at 14.3 times.
- HBIA turns 39.1% of its revenue into net income, against 31.7% for FCBC.
- HBIA carries 7.46 times debt per unit of equity, against 5.69 times for FCBC.
- HBIA yields 6.47% in dividends; FCBC pays none.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FCBC | HBIA |
|---|---|---|
| Market Cap | $859M | $813M |
| P/E Ratio | 14.32x | 10.86x |
| P/B Ratio | 1.59x | 1.49x |
| Dividend Yield | – | 6.47% |
| EPS | $3.17 | $4.29 |
| Book Value/Share | $28.51 | $31.29 |
| Revenue/Share | $9.89 | $10.74 |
| FCF/Share | $2.35 | $4.88 |
Profitability & Margins
| Metric | FCBC | HBIA |
|---|---|---|
| ROE | 11.0% | 13.1% |
| ROA | 1.6% | – |
| Net Margin | 31.7% | 39.1% |
| EBT Margin | 41.1% | 52.1% |
| Tax Rate | 22.9% | 20.7% |
Financial Health
| Metric | FCBC | HBIA |
|---|---|---|
| D/E Ratio | 5.69x | 7.46x |
| Financial Leverage | 6.69x | – |
Cash Flow
| Metric | FCBC | HBIA |
|---|---|---|
| Operating Cash Flow | $47M | $88M |
| Free Cash Flow | $44M | $85M |
| Capital Spending | -$2M | -$3M |
| OCF Growth YoY | -6.1% | 47.7% |
| FCF Growth YoY | -8.3% | 52.5% |
| FCF/Sales | 23.7% | 45.5% |
| CapEx/Sales | 1.2% | 1.8% |
Operational Efficiency
| Metric | FCBC | HBIA |
|---|---|---|
| Asset Turnover | 0.05x | – |
| Fixed Assets Turnover | 3.7x | 5.1x |
Income Statement
| Metric | FCBC | HBIA |
|---|---|---|
| Total Revenue | $187M | $187M |
| Net Income | $59M | $71M |
Dividend & Shareholder Information
| Metric | FCBC | HBIA |
|---|---|---|
| Dividends Per Share | – | $3.01 |
| Payout Ratio | – | 70.2% |
| Shares Outstanding | 19M | 17M |
| Net Income Growth | 18.2% | 25.1% |
| EPS Growth | 14.9% | 36.8% |
FCBC vs HBIA: stock comparison and AI forecast
Which is bigger, FCBC or HBIA?
FCBC and HBIA have similar market capitalizations ($859M and $813M).
Which is cheaper on earnings, FCBC or HBIA?
HBIA trades at 10.9 times trailing earnings, FCBC at 14.3 times.
Which one does Intratio's AI model rank higher, FCBC or HBIA?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.