EBC vs TFSL: stock comparison and AI forecast
Eastern Bankshares, Inc. (EBC) and Tfs Financial Corp (TFSL) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
EBC Eastern Bankshares, Inc.
- Price
- $22.73 +13.9% · 6M
- Market Cap
- $5.19B
- P/E Ratio
- 15.3x
- Size
- mid-cap
- AI Forecast
TFSL Tfs Financial Corp
- Price
- $16.43 +8.8% · 6M
- Market Cap
- $4.61B
- P/E Ratio
- 46.9x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- EBC is 1.1 times larger than TFSL by market capitalization ($5.19B against $4.61B).
- EBC trades at 15.3 times trailing earnings, TFSL at 46.9 times.
- Over the last six months EBC returned +13.9% and TFSL +8.8%.
- EBC turns 48.3% of its revenue into net income, against 29.4% for TFSL.
- TFSL carries 8.23 times debt per unit of equity, against 6.27 times for EBC.
- EBC yields 2.26% in dividends and TFSL 1.30%.
- Both companies share the SEC industry classification Savings Institution, Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | EBC | TFSL |
|---|---|---|
| Market Cap | $5.19B | $4.61B |
| P/E Ratio | 15.26x | 46.94x |
| P/B Ratio | 1.21x | 2.35x |
| Dividend Yield | 2.26% | 1.30% |
| EPS | $1.49 | $0.35 |
| Book Value/Share | $18.74 | $6.98 |
| Revenue/Share | $3.41 | $1.24 |
| FCF/Share | – | $0.31 |
Profitability & Margins
| Metric | EBC | TFSL |
|---|---|---|
| ROE | 8.8% | 5.2% |
| ROA | 1.2% | 0.6% |
| Net Margin | 48.3% | 29.4% |
| EBT Margin | 51.6% | 37.3% |
| Tax Rate | 6.4% | 21.2% |
Financial Health
| Metric | EBC | TFSL |
|---|---|---|
| D/E Ratio | 6.27x | 8.23x |
| Financial Leverage | 7.27x | 9.23x |
Cash Flow
| Metric | EBC | TFSL |
|---|---|---|
| Operating Cash Flow | $406M | $98M |
| Free Cash Flow | – | $86M |
| Capital Spending | – | -$12M |
| OCF Growth YoY | 10.4% | 180.7% |
| FCF Growth YoY | – | 247.6% |
| FCF/Sales | – | 24.9% |
| CapEx/Sales | – | 3.3% |
Operational Efficiency
| Metric | EBC | TFSL |
|---|---|---|
| Asset Turnover | 0.03x | 0.02x |
| Fixed Assets Turnover | – | 7.6x |
Income Statement
| Metric | EBC | TFSL |
|---|---|---|
| Total Revenue | $779M | $347M |
| Net Income | $376M | $102M |
Dividend & Shareholder Information
| Metric | EBC | TFSL |
|---|---|---|
| Dividends Per Share | $0.51 | $0.21 |
| Payout Ratio | 34.2% | 60.0% |
| Shares Outstanding | 229M | 280M |
| Net Income Growth | – | 22.7% |
| EPS Growth | – | 20.7% |
EBC vs TFSL: stock comparison and AI forecast
Which is bigger, EBC or TFSL?
EBC is 1.1 times larger than TFSL by market capitalization ($5.19B against $4.61B).
Which is cheaper on earnings, EBC or TFSL?
EBC trades at 15.3 times trailing earnings, TFSL at 46.9 times.
Which stock performed better over the last six months, EBC or TFSL?
Over the last six months EBC returned +13.9% and TFSL +8.8%.
Which one does Intratio's AI model rank higher, EBC or TFSL?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.