DCOM vs OCFC: stock comparison and AI forecast
Dime Commercial Bancshares, Inc. /Ny/ (DCOM) and Oceanfirst Financial Corp (OCFC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
DCOM Dime Commercial Bancshares, Inc. /Ny/
- Price
- $42.21 +14.0% · 6M
- Market Cap
- $1.85B
- P/E Ratio
- 12.0x
- Size
- small-cap
- AI Forecast
OCFC Oceanfirst Financial Corp
- Price
- $18.13 -4.0% · 6M
- Market Cap
- $1.75B
- P/E Ratio
- 17.4x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- DCOM and OCFC have similar market capitalizations ($1.85B and $1.75B).
- DCOM trades at 12.0 times trailing earnings, OCFC at 17.4 times.
- Over the last six months DCOM returned +14.0% and OCFC -4.0%.
- DCOM turns 31.2% of its revenue into net income, against 18.5% for OCFC.
- DCOM carries 9.21 times debt per unit of equity, against 7.72 times for OCFC.
- OCFC yields 3.09% in dividends and DCOM 2.34%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | DCOM | OCFC |
|---|---|---|
| Market Cap | $1.85B | $1.75B |
| P/E Ratio | 11.99x | 17.43x |
| P/B Ratio | 1.21x | 1.05x |
| Dividend Yield | 2.34% | 3.09% |
| EPS | $3.52 | $1.04 |
| Book Value/Share | $34.82 | $17.27 |
| Revenue/Share | $10.48 | $5.27 |
| FCF/Share | – | $2.25 |
Profitability & Margins
| Metric | DCOM | OCFC |
|---|---|---|
| ROE | 9.4% | 4.5% |
| ROA | 0.9% | – |
| Net Margin | 31.2% | 18.5% |
| EBT Margin | 43.7% | 17.6% |
| Tax Rate | 28.7% | 33.6% |
Financial Health
| Metric | DCOM | OCFC |
|---|---|---|
| D/E Ratio | 9.21x | 7.72x |
| Financial Leverage | 10.21x | – |
Cash Flow
| Metric | DCOM | OCFC |
|---|---|---|
| Operating Cash Flow | $258M | $229M |
| Free Cash Flow | – | $218M |
| Capital Spending | – | -$11M |
| OCF Growth YoY | 12.3% | 138.8% |
| FCF Growth YoY | – | 143.2% |
| FCF/Sales | – | 42.8% |
| CapEx/Sales | – | 2.2% |
Operational Efficiency
| Metric | DCOM | OCFC |
|---|---|---|
| Asset Turnover | 0.03x | – |
| Fixed Assets Turnover | 16.0x | 4.0x |
Income Statement
| Metric | DCOM | OCFC |
|---|---|---|
| Total Revenue | $458M | $510M |
| Net Income | $143M | $75M |
Dividend & Shareholder Information
| Metric | DCOM | OCFC |
|---|---|---|
| Dividends Per Share | $0.99 | $0.56 |
| Payout Ratio | 28.1% | 53.9% |
| Shares Outstanding | 44M | 97M |
| Net Income Growth | 144.5% | -6.5% |
| EPS Growth | 136.2% | -32.0% |
DCOM vs OCFC: stock comparison and AI forecast
Which is bigger, DCOM or OCFC?
DCOM and OCFC have similar market capitalizations ($1.85B and $1.75B).
Which is cheaper on earnings, DCOM or OCFC?
DCOM trades at 12.0 times trailing earnings, OCFC at 17.4 times.
Which stock performed better over the last six months, DCOM or OCFC?
Over the last six months DCOM returned +14.0% and OCFC -4.0%.
Which one does Intratio's AI model rank higher, DCOM or OCFC?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.