CHYM vs IREN: stock comparison and AI forecast
Chime Financial, Inc. (CHYM) and Iren Ltd (IREN) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CHYM Chime Financial, Inc.
- Market Cap
- $11.43B
- P/E Ratio
- 9.2x
- Size
- large-cap
- AI Forecast
IREN Iren Ltd
- Market Cap
- $7.10B
- P/E Ratio
- –
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- CHYM is 1.6 times larger than IREN by market capitalization ($11.43B against $7.10B).
- IREN carries 3.03 times debt per unit of equity, against 0.43 times for CHYM.
- Both companies share the SEC industry classification Finance Services.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CHYM | IREN |
|---|---|---|
| Market Cap | $11.43B | $7.10B |
| P/E Ratio | 9.20x | – |
| P/B Ratio | 7.41x | 1.39x |
| EPS | $3.28 | $-3.96 |
| Book Value/Share | $4.07 | $12.98 |
| Revenue/Share | $8.32 | $1.76 |
| FCF/Share | $1.10 | $-6.25 |
Profitability & Margins
| Metric | CHYM | IREN |
|---|---|---|
| ROE | – | -26.4% |
| ROA | – | -6.5% |
| ROIC | 3.2% | -6.9% |
| Gross Margin | 89.2% | 73.4% |
| Operating Margin | 1.8% | -166.4% |
| Net Margin | – | -194.4% |
| EBT Margin | 3.0% | -222.4% |
| Tax Rate | 2.6% | 12.6% |
Financial Health
| Metric | CHYM | IREN |
|---|---|---|
| Current Ratio | 4.80x | 1.60x |
| D/E Ratio | 0.43x | 3.03x |
| Financial Leverage | 1.43x | 4.03x |
| Interest Coverage | 32.1x | -3.3x |
| Working Capital | $1.59B | $2.35B |
Cash Flow
| Metric | CHYM | IREN |
|---|---|---|
| Operating Cash Flow | $454M | $2.49B |
| Free Cash Flow | $418M | -$2.46B |
| Capital Spending | -$35M | -$4.95B |
| FCF/Sales | 13.3% | -354.3% |
| CapEx/Sales | 1.1% | 712.3% |
Operational Efficiency
| Metric | CHYM | IREN |
|---|---|---|
| Asset Turnover | 1.43x | 0.03x |
| Receivables Turnover | 9.8x | 3.6x |
| Fixed Assets Turnover | 33.1x | 0.1x |
| Days Sales Outstanding | 37 days | 101 days |
| Payables Period | 31 days | 4176 days |
Income Statement
| Metric | CHYM | IREN |
|---|---|---|
| Total Revenue | $3.15B | $695M |
| Operating Income | $57M | -$1.16B |
| Net Income | – | -$1.35B |
| R&D Expense | $531M | – |
| SG&A Expense | $963M | $528M |
| Cost of Goods Sold | $340M | $185M |
Dividend & Shareholder Information
| Metric | CHYM | IREN |
|---|---|---|
| Shares Outstanding | 379M | 394M |
CHYM vs IREN: stock comparison and AI forecast
Which is bigger, CHYM or IREN?
CHYM is 1.6 times larger than IREN by market capitalization ($11.43B against $7.10B).
Which one does Intratio's AI model rank higher, CHYM or IREN?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.