BWFG vs CIVB: stock comparison and AI forecast
Bankwell Financial Group, Inc. (BWFG) and Civista Bancshares, Inc. (CIVB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
BWFG Bankwell Financial Group, Inc.
- Price
- $70.23 +34.8% · 6M
- Market Cap
- $560M
- P/E Ratio
- 10.7x
- Size
- small-cap
- AI Forecast
CIVB Civista Bancshares, Inc.
- Market Cap
- $586M
- P/E Ratio
- 10.4x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- BWFG and CIVB have similar market capitalizations ($560M and $586M).
- CIVB trades at 10.4 times trailing earnings, BWFG at 10.7 times.
- BWFG turns 35.3% of its revenue into net income, against 27.3% for CIVB.
- BWFG carries 9.64 times debt per unit of equity, against 9.36 times for CIVB.
- CIVB yields 2.48% in dividends and BWFG 1.13%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | BWFG | CIVB |
|---|---|---|
| Market Cap | $560M | $586M |
| P/E Ratio | 10.74x | 10.39x |
| P/B Ratio | 1.68x | 1.45x |
| Dividend Yield | 1.13% | 2.48% |
| EPS | $6.54 | $2.71 |
| Book Value/Share | $41.91 | $19.44 |
| Revenue/Share | $16.20 | $9.00 |
| FCF/Share | $4.62 | – |
Profitability & Margins
| Metric | BWFG | CIVB |
|---|---|---|
| ROE | 13.6% | 10.9% |
| ROA | 1.3% | – |
| Net Margin | 35.3% | 27.3% |
| EBT Margin | 47.8% | 43.2% |
| Tax Rate | 26.2% | 17.4% |
Financial Health
| Metric | BWFG | CIVB |
|---|---|---|
| D/E Ratio | 9.64x | 9.36x |
| Financial Leverage | 10.64x | – |
Cash Flow
| Metric | BWFG | CIVB |
|---|---|---|
| Operating Cash Flow | $38M | $66M |
| Free Cash Flow | $37M | – |
| Capital Spending | -$2M | – |
| OCF Growth YoY | 9.7% | 18.1% |
| FCF Growth YoY | 7.9% | – |
| FCF/Sales | 28.5% | – |
| CapEx/Sales | 1.3% | – |
Operational Efficiency
| Metric | BWFG | CIVB |
|---|---|---|
| Asset Turnover | 0.04x | – |
| Fixed Assets Turnover | 6.5x | 5.1x |
Income Statement
| Metric | BWFG | CIVB |
|---|---|---|
| Total Revenue | $129M | $187M |
| Net Income | $46M | $44M |
Dividend & Shareholder Information
| Metric | BWFG | CIVB |
|---|---|---|
| Dividends Per Share | $0.79 | $0.70 |
| Payout Ratio | 12.1% | 25.8% |
| Shares Outstanding | 8M | 21M |
| Net Income Growth | 56.9% | 4.7% |
| EPS Growth | 91.8% | -5.6% |
BWFG vs CIVB: stock comparison and AI forecast
Which is bigger, BWFG or CIVB?
BWFG and CIVB have similar market capitalizations ($560M and $586M).
Which is cheaper on earnings, BWFG or CIVB?
CIVB trades at 10.4 times trailing earnings, BWFG at 10.7 times.
Which one does Intratio's AI model rank higher, BWFG or CIVB?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.