AI Stock Finder
Loading...
Skip to main content
Stock comparison · Signal date 2026-11-06

BL vs XZO: stock comparison and AI forecast

Blackline, Inc. (BL) and Exzeo Group, Inc. (XZO) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · Services-Prepackaged Software

BL Blackline, Inc.

Market Cap
$1.50B
P/E Ratio
53.9x
Size
small-cap
AI Forecast
Full analysis →
NYSE · Services-Prepackaged Software

XZO Exzeo Group, Inc.

Market Cap
$1.47B
P/E Ratio
16.5x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

BL · XZO

Key facts

  • BL and XZO have similar market capitalizations ($1.50B and $1.47B).
  • XZO trades at 16.4 times trailing earnings, BL at 53.9 times.
  • XZO turns 38.6% of its revenue into net income, against 5.4% for BL.
  • BL carries 3.63 times debt per unit of equity, against 0.33 times for XZO.
  • Both companies share the SEC industry classification Services-Prepackaged Software.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricBLXZO
Market Cap$1.50B$1.47B
P/E Ratio53.93x16.45x
P/B Ratio4.84x4.92x
EPS$0.48$0.99
Book Value/Share$5.35$3.31
Revenue/Share$12.86$3.67
FCF/Share$3.06$0.92

Profitability & Margins

MetricBLXZO
ROE12.9%42.8%
ROA2.7%32.1%
ROIC4.0%52.2%
Gross Margin75.7%60.9%
Operating Margin5.5%48.0%
Net Margin5.4%38.6%
EBT Margin7.0%51.7%
Tax Rate42.2%25.3%

Financial Health

MetricBLXZO
Current Ratio1.69x1.53x
D/E Ratio3.63x0.33x
Financial Leverage4.71x1.33x
Interest Coverage1.0x–
Working Capital$298M$50M

Cash Flow

MetricBLXZO
Operating Cash Flow$185M$84M
Free Cash Flow$178M$83M
Capital Spending-$7M-$1M
OCF Growth YoY-0.9%–
FCF Growth YoY-0.4%–
FCF/Sales23.8%25.0%
CapEx/Sales1.0%0.4%

Operational Efficiency

MetricBLXZO
Asset Turnover0.51x0.83x
Receivables Turnover4.3x220.8x
Fixed Assets Turnover–35.5x
Days Sales Outstanding85 days2 days
Payables Period15 days3 days

Income Statement

MetricBLXZO
Total Revenue$748M$330M
Operating Income$41M$158M
Net Income$40M$128M
R&D Expense$121M$13M
SG&A Expense$602M$28M
Cost of Goods Sold$182M$129M

Dividend & Shareholder Information

MetricBLXZO
Shares Outstanding58M90M
Net Income Growth-47.2%–
EPS Growth-62.2%–
FAQ

BL vs XZO: stock comparison and AI forecast

Which is bigger, BL or XZO?

BL and XZO have similar market capitalizations ($1.50B and $1.47B).

Which is cheaper on earnings, BL or XZO?

XZO trades at 16.4 times trailing earnings, BL at 53.9 times.

Which one does Intratio's AI model rank higher, BL or XZO?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

Compare

More comparisons

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.