BCML vs CCFN: stock comparison and AI forecast
Baycom Corp (BCML) and Muncy Columbia Financial Corp (CCFN) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
BCML Baycom Corp
- Price
- $30.84 +1.2% · 6M
- Market Cap
- $337M
- P/E Ratio
- 32.1x
- Size
- small-cap
- AI Forecast
CCFN Muncy Columbia Financial Corp
- Market Cap
- $313M
- P/E Ratio
- 14.8x
- Size
- small-cap
- AI Forecast
- NO CURRENT FORECAST
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- BCML and CCFN have similar market capitalizations ($337M and $313M).
- CCFN trades at 14.8 times trailing earnings, BCML at 32.1 times.
- CCFN turns 37.9% of its revenue into net income, against 13.7% for BCML.
- CCFN carries 7.42 times debt per unit of equity, against 6.69 times for BCML.
- CCFN yields 3.19% in dividends and BCML 2.91%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | BCML | CCFN |
|---|---|---|
| Market Cap | $337M | $313M |
| P/E Ratio | 32.13x | 14.75x |
| P/B Ratio | 1.00x | 1.58x |
| Dividend Yield | 2.91% | 3.19% |
| EPS | $0.96 | $2.00 |
| Book Value/Share | $30.71 | $18.72 |
| Revenue/Share | $8.76 | $7.06 |
| FCF/Share | $2.43 | $3.24 |
Profitability & Margins
| Metric | BCML | CCFN |
|---|---|---|
| ROE | 3.9% | 14.3% |
| ROA | 0.5% | 1.7% |
| Net Margin | 13.7% | 37.9% |
| EBT Margin | 20.8% | 45.7% |
| Tax Rate | 34.4% | 17.0% |
Financial Health
| Metric | BCML | CCFN |
|---|---|---|
| D/E Ratio | 6.69x | 7.42x |
| Financial Leverage | 7.69x | 8.42x |
Cash Flow
| Metric | BCML | CCFN |
|---|---|---|
| Operating Cash Flow | $28M | $36M |
| Free Cash Flow | $27M | $34M |
| Capital Spending | -$2M | -$1M |
| OCF Growth YoY | -14.9% | 93.1% |
| FCF Growth YoY | -17.2% | 100.6% |
| FCF/Sales | 27.7% | 45.9% |
| CapEx/Sales | 1.8% | 1.6% |
Operational Efficiency
| Metric | BCML | CCFN |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
| Fixed Assets Turnover | 7.3x | 2.8x |
Income Statement
| Metric | BCML | CCFN |
|---|---|---|
| Total Revenue | $96M | $75M |
| Net Income | $13M | $28M |
Dividend & Shareholder Information
| Metric | BCML | CCFN |
|---|---|---|
| Dividends Per Share | $0.90 | $0.94 |
| Payout Ratio | 93.8% | 47.0% |
| Shares Outstanding | 11M | 11M |
| Net Income Growth | -45.9% | 39.4% |
| EPS Growth | -56.0% | 4.5% |
BCML vs CCFN: stock comparison and AI forecast
Which is bigger, BCML or CCFN?
BCML and CCFN have similar market capitalizations ($337M and $313M).
Which is cheaper on earnings, BCML or CCFN?
CCFN trades at 14.8 times trailing earnings, BCML at 32.1 times.
Which one does Intratio's AI model rank higher, BCML or CCFN?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.