ALRS vs FISI: stock comparison and AI forecast
Alerus Financial Corp (ALRS) and Financial Institutions Inc (FISI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
ALRS Alerus Financial Corp
- Market Cap
- $843M
- P/E Ratio
- 41.3x
- Size
- small-cap
- AI Forecast
FISI Financial Institutions Inc
- Price
- $39.51 +11.6% · 6M
- Market Cap
- $779M
- P/E Ratio
- 10.3x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- ALRS and FISI have similar market capitalizations ($843M and $779M).
- FISI trades at 10.3 times trailing earnings, ALRS at 41.3 times.
- FISI carries 9.75 times debt per unit of equity, against 8.37 times for ALRS.
- FISI yields 3.21% in dividends and ALRS 2.52%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | ALRS | FISI |
|---|---|---|
| Market Cap | $843M | $779M |
| P/E Ratio | 41.29x | 10.29x |
| P/B Ratio | 1.46x | 1.37x |
| Dividend Yield | 2.52% | 3.21% |
| EPS | $0.82 | $3.84 |
| Book Value/Share | $23.16 | $28.87 |
| Revenue/Share | $9.97 | $12.35 |
| FCF/Share | $4.49 | $2.85 |
Profitability & Margins
| Metric | ALRS | FISI |
|---|---|---|
| ROE | 5.2% | – |
| ROA | 0.6% | – |
| Net Margin | 12.1% | – |
| EBT Margin | 15.8% | -42.8% |
| Tax Rate | 23.5% | 17.4% |
Financial Health
| Metric | ALRS | FISI |
|---|---|---|
| D/E Ratio | 8.37x | 9.75x |
| Financial Leverage | 9.37x | – |
Cash Flow
| Metric | ALRS | FISI |
|---|---|---|
| Operating Cash Flow | $114M | $32M |
| Free Cash Flow | $112M | $56M |
| Capital Spending | -$2M | $24M |
| OCF Growth YoY | 87.8% | -56.6% |
| FCF Growth YoY | 132.7% | -19.9% |
| FCF/Sales | 45.0% | 23.1% |
| CapEx/Sales | 0.9% | 9.8% |
Operational Efficiency
| Metric | ALRS | FISI |
|---|---|---|
| Asset Turnover | 0.05x | – |
| Fixed Assets Turnover | 6.3x | 6.4x |
Income Statement
| Metric | ALRS | FISI |
|---|---|---|
| Total Revenue | $248M | $243M |
| Net Income | $30M | – |
Dividend & Shareholder Information
| Metric | ALRS | FISI |
|---|---|---|
| Dividends Per Share | $0.85 | $1.27 |
| Payout Ratio | 103.7% | 33.1% |
| Shares Outstanding | 25M | 20M |
| Net Income Growth | -40.5% | – |
| EPS Growth | -59.0% | – |
ALRS vs FISI: stock comparison and AI forecast
Which is bigger, ALRS or FISI?
ALRS and FISI have similar market capitalizations ($843M and $779M).
Which is cheaper on earnings, ALRS or FISI?
FISI trades at 10.3 times trailing earnings, ALRS at 41.3 times.
Which one does Intratio's AI model rank higher, ALRS or FISI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.