AII vs DGICA: stock comparison and AI forecast
American Integrity Insurance Group, Inc. (AII) and Donegal Group Inc (DGICA) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
AII American Integrity Insurance Group, Inc.
- Price
- $27.08 +37.7% · 6M
- Market Cap
- $531M
- P/E Ratio
- 5.8x
- Size
- small-cap
- AI Forecast
DGICA Donegal Group Inc
- Price
- $18.96 +10.1% · 6M
- Market Cap
- $704M
- P/E Ratio
- 10.2x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- DGICA is 1.3 times larger than AII by market capitalization ($704M against $531M).
- AII trades at 5.8 times trailing earnings, DGICA at 10.2 times.
- Over the last six months AII returned +37.7% and DGICA +10.1%.
- AII turns 26.2% of its revenue into net income, against 7.2% for DGICA.
- AII carries 3.36 times debt per unit of equity, against 2.74 times for DGICA.
- DGICA yields 3.88% in dividends; AII pays none.
- Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | AII | DGICA |
|---|---|---|
| Market Cap | $531M | $704M |
| P/E Ratio | 5.80x | 10.18x |
| P/B Ratio | 1.44x | 1.06x |
| Dividend Yield | – | 3.88% |
| EPS | $4.67 | – |
| Book Value/Share | $18.86 | $17.82 |
| Revenue/Share | $17.16 | $25.72 |
| FCF/Share | $8.35 | – |
Profitability & Margins
| Metric | AII | DGICA |
|---|---|---|
| ROE | 23.8% | 10.5% |
| ROA | 5.5% | 2.8% |
| Net Margin | 26.2% | 7.2% |
| EBT Margin | 36.2% | 8.9% |
| Tax Rate | 27.6% | 18.3% |
Financial Health
| Metric | AII | DGICA |
|---|---|---|
| D/E Ratio | 3.36x | 2.74x |
| Financial Leverage | 4.36x | 3.74x |
Cash Flow
| Metric | AII | DGICA |
|---|---|---|
| Operating Cash Flow | $173M | $51M |
| Free Cash Flow | $164M | – |
| Capital Spending | -$9M | – |
| OCF Growth YoY | – | -42.4% |
| FCF/Sales | 48.7% | – |
| CapEx/Sales | 2.6% | – |
Operational Efficiency
| Metric | AII | DGICA |
|---|---|---|
| Asset Turnover | 0.21x | 0.39x |
| Fixed Assets Turnover | 37.6x | 858.2x |
Income Statement
| Metric | AII | DGICA |
|---|---|---|
| Total Revenue | $336M | $955M |
| Net Income | $88M | $69M |
Dividend & Shareholder Information
| Metric | AII | DGICA |
|---|---|---|
| Dividends Per Share | – | $0.74 |
| Shares Outstanding | 20M | 37M |
| Net Income Growth | – | -19.7% |
AII vs DGICA: stock comparison and AI forecast
Which is bigger, AII or DGICA?
DGICA is 1.3 times larger than AII by market capitalization ($704M against $531M).
Which is cheaper on earnings, AII or DGICA?
AII trades at 5.8 times trailing earnings, DGICA at 10.2 times.
Which stock performed better over the last six months, AII or DGICA?
Over the last six months AII returned +37.7% and DGICA +10.1%.
Which one does Intratio's AI model rank higher, AII or DGICA?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.