AFL vs UNM: stock comparison and AI forecast
Aflac Inc (AFL) and Unum Group (UNM) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
AFL Aflac Inc
- Market Cap
- $63.29B
- P/E Ratio
- 18.4x
- Size
- large-cap
- AI Forecast
UNM Unum Group
- Market Cap
- $11.71B
- P/E Ratio
- 51.7x
- Size
- large-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- AFL is 5.4 times larger than UNM by market capitalization ($63.29B against $11.71B).
- AFL trades at 18.4 times trailing earnings, UNM at 51.7 times.
- UNM carries 4.57 times debt per unit of equity, against 2.88 times for AFL.
- UNM yields 2.64% in dividends and AFL 1.88%.
- Both companies share the SEC industry classification Accident & Health Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | AFL | UNM |
|---|---|---|
| Market Cap | $63.29B | $11.71B |
| P/E Ratio | 18.43x | 51.71x |
| P/B Ratio | 2.16x | 1.04x |
| Dividend Yield | 1.88% | 2.64% |
| EPS | $6.85 | $1.43 |
| Book Value/Share | $58.41 | $70.84 |
| Revenue/Share | $33.11 | $79.07 |
| FCF/Share | – | $10.27 |
Profitability & Margins
| Metric | AFL | UNM |
|---|---|---|
| ROE | 12.0% | – |
| ROA | 3.1% | – |
| Net Margin | 21.2% | – |
| EBT Margin | 25.9% | 2.4% |
| Tax Rate | 17.9% | 19.2% |
Financial Health
| Metric | AFL | UNM |
|---|---|---|
| D/E Ratio | 2.88x | 4.57x |
| Financial Leverage | 3.88x | 5.57x |
| Interest Coverage | 26.5x | – |
Cash Flow
| Metric | AFL | UNM |
|---|---|---|
| Operating Cash Flow | $2.59B | $1.76B |
| Free Cash Flow | – | $1.63B |
| Capital Spending | – | -$138M |
| OCF Growth YoY | 0.7% | 116.2% |
| FCF Growth YoY | – | 135.8% |
| FCF/Sales | – | 13.0% |
| CapEx/Sales | – | 1.1% |
Operational Efficiency
| Metric | AFL | UNM |
|---|---|---|
| Asset Turnover | 0.15x | 0.20x |
| Fixed Assets Turnover | 46.6x | 25.0x |
Income Statement
| Metric | AFL | UNM |
|---|---|---|
| Total Revenue | $16.60B | $12.52B |
| Net Income | $3.53B | – |
| SG&A Expense | $3.19B | – |
Dividend & Shareholder Information
| Metric | AFL | UNM |
|---|---|---|
| Dividends Per Share | $2.37 | $1.95 |
| Payout Ratio | 34.6% | 136.4% |
| Shares Outstanding | 501M | 158M |
| Net Income Growth | -15.4% | – |
| EPS Growth | -10.3% | -72.1% |
AFL vs UNM: stock comparison and AI forecast
Which is bigger, AFL or UNM?
AFL is 5.4 times larger than UNM by market capitalization ($63.29B against $11.71B).
Which is cheaper on earnings, AFL or UNM?
AFL trades at 18.4 times trailing earnings, UNM at 51.7 times.
Which one does Intratio's AI model rank higher, AFL or UNM?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.