ACT vs HGTY: stock comparison and AI forecast
Enact Holdings, Inc. (ACT) and Hagerty, Inc. (HGTY) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
ACT Enact Holdings, Inc.
- Price
- $47.77 +10.5% · 6M
- Market Cap
- $6.57B
- P/E Ratio
- 10.0x
- Size
- mid-cap
- AI Forecast
HGTY Hagerty, Inc.
- Price
- $18.36 +78.3% · 6M
- Market Cap
- $6.28B
- P/E Ratio
- 330.1x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- ACT and HGTY have similar market capitalizations ($6.57B and $6.28B).
- ACT trades at 9.9 times trailing earnings, HGTY at 330.1 times.
- Over the last six months HGTY returned +78.3% and ACT +10.5%.
- ACT turns 54.1% of its revenue into net income, against 3.8% for HGTY.
- HGTY carries 5.94 times debt per unit of equity, against 0.31 times for ACT.
- ACT yields 1.93% in dividends; HGTY pays none.
- Both companies share the SEC industry classification Insurance Agents, Brokers & Service.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | ACT | HGTY |
|---|---|---|
| Market Cap | $6.57B | $6.28B |
| P/E Ratio | 9.95x | 330.09x |
| P/B Ratio | 1.26x | 24.43x |
| Dividend Yield | 1.93% | – |
| EPS | $4.80 | – |
| Book Value/Share | $37.80 | $0.75 |
| Revenue/Share | $9.13 | $4.12 |
| FCF/Share | – | $0.82 |
Profitability & Margins
| Metric | ACT | HGTY |
|---|---|---|
| ROE | 13.1% | 21.9% |
| ROA | 10.0% | 2.5% |
| Operating Margin | – | 7.8% |
| Net Margin | 54.1% | 3.8% |
| EBT Margin | 68.5% | 6.6% |
| Tax Rate | 21.0% | -23.1% |
Financial Health
| Metric | ACT | HGTY |
|---|---|---|
| D/E Ratio | 0.31x | 5.94x |
| Financial Leverage | 1.31x | 8.86x |
| Interest Coverage | – | 11.3x |
Cash Flow
| Metric | ACT | HGTY |
|---|---|---|
| Operating Cash Flow | $713M | $385M |
| Free Cash Flow | – | $280M |
| Capital Spending | – | -$106M |
| OCF Growth YoY | 1.2% | 152.6% |
| FCF Growth YoY | – | 112.6% |
| FCF/Sales | – | 19.9% |
| CapEx/Sales | – | 7.5% |
Operational Efficiency
| Metric | ACT | HGTY |
|---|---|---|
| Asset Turnover | 0.18x | 0.62x |
| Receivables Turnover | – | 51.2x |
| Fixed Assets Turnover | – | 97.8x |
| Days Sales Outstanding | – | 7 days |
Income Statement
| Metric | ACT | HGTY |
|---|---|---|
| Total Revenue | $1.25B | $1.41B |
| Operating Income | – | $114M |
| Net Income | $679M | $56M |
| SG&A Expense | – | $388M |
Dividend & Shareholder Information
| Metric | ACT | HGTY |
|---|---|---|
| Dividends Per Share | $0.92 | – |
| Payout Ratio | 19.2% | – |
| Shares Outstanding | 137M | 342M |
| Net Income Growth | 2.9% | 106.3% |
| EPS Growth | 10.6% | – |
ACT vs HGTY: stock comparison and AI forecast
Which is bigger, ACT or HGTY?
ACT and HGTY have similar market capitalizations ($6.57B and $6.28B).
Which is cheaper on earnings, ACT or HGTY?
ACT trades at 9.9 times trailing earnings, HGTY at 330.1 times.
Which stock performed better over the last six months, ACT or HGTY?
Over the last six months HGTY returned +78.3% and ACT +10.5%.
Which one does Intratio's AI model rank higher, ACT or HGTY?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.