ACNB vs RRBI: stock comparison and AI forecast
Acnb Corp (ACNB) and Red River Bancshares Inc (RRBI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
ACNB Acnb Corp
- Market Cap
- $667M
- P/E Ratio
- 12.1x
- Size
- small-cap
- AI Forecast
RRBI Red River Bancshares Inc
- Market Cap
- $682M
- P/E Ratio
- 14.4x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- ACNB and RRBI have similar market capitalizations ($667M and $682M).
- ACNB trades at 12.1 times trailing earnings, RRBI at 14.4 times.
- RRBI turns 30.1% of its revenue into net income, against 27.2% for ACNB.
- RRBI carries 7.81 times debt per unit of equity, against 6.85 times for ACNB.
- ACNB yields 3.21% in dividends and RRBI 0.87%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | ACNB | RRBI |
|---|---|---|
| Market Cap | $667M | $682M |
| P/E Ratio | 12.07x | 14.37x |
| P/B Ratio | 1.59x | 1.78x |
| Dividend Yield | 3.21% | 0.87% |
| EPS | $5.43 | $7.21 |
| Book Value/Share | $41.35 | $58.05 |
| Revenue/Share | $20.08 | $24.07 |
| FCF/Share | $7.79 | $7.45 |
Profitability & Margins
| Metric | ACNB | RRBI |
|---|---|---|
| ROE | 13.2% | 12.5% |
| ROA | 1.7% | 1.4% |
| Net Margin | 27.2% | 30.1% |
| EBT Margin | 34.0% | 37.5% |
| Tax Rate | 27.4% | 19.7% |
Financial Health
| Metric | ACNB | RRBI |
|---|---|---|
| D/E Ratio | 6.85x | 7.81x |
| Financial Leverage | 7.85x | 8.81x |
Cash Flow
| Metric | ACNB | RRBI |
|---|---|---|
| Operating Cash Flow | $81M | $56M |
| Free Cash Flow | $79M | $49M |
| Capital Spending | -$2M | -$7M |
| OCF Growth YoY | 73.2% | 46.4% |
| FCF Growth YoY | 74.8% | 41.7% |
| FCF/Sales | 38.8% | 30.9% |
| CapEx/Sales | 0.7% | 4.4% |
Operational Efficiency
| Metric | ACNB | RRBI |
|---|---|---|
| Asset Turnover | 0.06x | 0.05x |
| Fixed Assets Turnover | 7.3x | 2.6x |
Income Statement
| Metric | ACNB | RRBI |
|---|---|---|
| Total Revenue | $204M | $158M |
| Net Income | $55M | $48M |
Dividend & Shareholder Information
| Metric | ACNB | RRBI |
|---|---|---|
| Dividends Per Share | $2.11 | $0.90 |
| Payout Ratio | 38.9% | 12.5% |
| Shares Outstanding | 10M | 7M |
| Net Income Growth | 68.8% | 17.4% |
| EPS Growth | 32.4% | 19.8% |
ACNB vs RRBI: stock comparison and AI forecast
Which is bigger, ACNB or RRBI?
ACNB and RRBI have similar market capitalizations ($667M and $682M).
Which is cheaper on earnings, ACNB or RRBI?
ACNB trades at 12.1 times trailing earnings, RRBI at 14.4 times.
Which one does Intratio's AI model rank higher, ACNB or RRBI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.